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Graduate Current Account

If you have graduated from full time third level education in the last three years, you can apply for a graduate current account.  Terms and conditions apply to this account.

Being a graduate means making important life choices. We offer a fantastic range of benefits and expert financial advice to help you on your way.

Whether you're about to start work or travel for a while our graduate current account has been specially developed to help you make the most of your options.

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Features

At Bank of Ireland we understand your long-term potential and we value your business - both now and in the future.

With a graduate current account, you will not be charged fees for the following day to day banking transactions for two years:

  • Lodgements
  • Direct Debits and standing orders
  • Debit card transactions and cash back (For Debit Card, ATM & (Point of Sale) transactions and cashback there may be fees and charges for using your card (Visa Debit or Cirrus/Maestro card ) when abroad.  For full details see our brochure  “Schedule of Fees and Charges for Personal Customers” available in branch or online. 
  • Debit/credit transactions using 365 online or phone
  • Withdrawals at Bank of Ireland ATMs or in branches.

AND

The following products are also available (subject to application and approval):

Rates

For details of our Graduate overdraft rates, please click Graduate Overdrafts.

Fees and Charges

With a graduate current account, you will not be charged fees for the following day to day banking transactions for two years:

  • Lodgements
  • Direct Debits and standing orders
  • Debit card transactions and cash back (For Debit Card, ATM & (Point of Sale) transactions and cashback there may be fees and charges for using your card (Visa Debit or Cirrus/Maestro card ) when abroad.  See our brochure  “Schedule of Fees and Charges for Personal Customers” for full details of charges that may apply to the Graduate Current Account. 
  • Debit/credit transactions using 365 online or phone
  • Withdrawals at Bank of Ireland ATMs or in branches.

Schedule of Fees and Charges for Personal Customers

Summary Graduate Current Account Fees & Charges

Download Adobe Acrobat reader from the Adobe website To read these files you will need the Adobe Acrobat Reader, which is available free of charge from Adobe's Website. Download PDF reader.

Terms and Conditions

If you have graduated from full time third level education and have graduated in the last three years, you can apply for our Graduate Current Account. Terms and conditions apply to this account.

The following Terms & Conditions apply to all Personal Current Accounts from 1 January 2012.

Download the Terms & Conditions for Personal Current Accounts January 2012 (PDF 195KB)

Download Adobe Acrobat reader from the Adobe website To read these files you will need the Adobe Acrobat Reader, which is available free of charge from Adobe's Website. Download PDF reader.

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