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Life Choice Comprehensive Protection
While the world has changed considerably, the one thing that hasn't changed is your need for financial security - in fact it has never been more important. That's why at Bank of Ireland Life we've designed a series of comprehensive and cost effective protection plans offering you peace of mind when you need it most.
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Life Choice Home is the most flexible mortgage protection plan on the market today. |
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Who is it for?
First time buyers or anyone topping up or trading up their mortgage.
What it does?
Life Choice Home gives you great value mortgage protection with the flexibility to change your cover as your needs change.
Why use it?
In the event you become seriously ill (if cover option is chosen) or die, your plan can be used to:
- Clear your mortgage
- Secure ownership of your home
- Reduce your monthly cost of living
* Lines are open from 8.00 a.m. to 6.00 p.m., Monday to Friday. For service, verification and training purposes, incoming and outgoing calls may be recorded. Call charges may vary depending on your service provider.
Terms and conditions apply as per the policy documents. Cover is subject to underwriting and acceptance by Bank of Ireland Life. It is important to note that certain restrictions, conditions and exclusions apply. Where relevant, benefits are subject to Life Assurance tax. Premiums are subject to a Government levy (currently 1%).
The details provided are of a general nature and should not be relied upon without taking financial, insurance or other professional advice. If there is any conflict between the details provided and policy conditions, the policy conditions will prevail.
New Ireland Assurance Company plc trading as Bank of Ireland Life is regulated by the Central Bank of Ireland. A member of Bank of Ireland Group.
Bank of Ireland Insurance & Investments Limited is regulated by the Central Bank of Ireland. Bank of Ireland Insurance & Investments Limited is a tied agent of New Ireland Assurance Company plc and is a member of Bank of Ireland Group.
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Anyone can become too ill to work or have an accident at any time. It is important to be able to concentrate on getting better, without any financial worries. For most of us, our income is our most important asset. It affects how we live and how we pay for everything from food, light and heating to our mortgage repayments, children's education and family holidays. |
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What happens if you become too ill to work?
An Income Protection plan from Bank of Ireland Life will provide you with a replacement income if you're unable to work due to illness or injury. And it's often more affordable than you might think, especially as payments can qualify for tax relief. Our income protection calculator shows you how little it could cost you to protect your income.
Life Choice Income.
Life Choice Income is for anyone who relies on their income to fund their lifestyle and meet their outgoings.
Who is it for?
Anyone who relies on their income to fund their lifestyle and meet their outgoings.
What it does?
It replaces up to 75% of your income if you are unable to work because of illness or injury.
Why use it?
It can:
- Provide income for everyday living
- Ensure you can continue to meet your monthly mortgage repayments and household bills
- Help you maintain your current standard of living.
Terms and conditions apply as per the policy documents. Cover is subject to underwriting and acceptance by Bank of Ireland Life. It is important to note that certain restrictions, conditions and exclusions apply. Where relevant, benefits are subject to Life Assurance tax. Premiums are subject to a Government levy (currently 1%).
The details provided are of a general nature and should not be relied upon without taking financial, insurance or other professional advice. If there is any conflict between the details provided and policy conditions, the policy conditions will prevail.
New Ireland Assurance Company plc trading as Bank of Ireland Life is regulated by the Central Bank of Ireland. A member of Bank of Ireland Group.
Bank of Ireland Insurance & Investments Limited is regulated by the Central Bank of Ireland. Bank of Ireland Insurance & Investments Limited is a tied agent of New Ireland Assurance Company plc and is a member of Bank of Ireland Group.
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Life Choice You & Family gives you and your family financial security. |
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Who is it for?
Families who want to ensure they have the money they need if
they become seriously ill or die. Individuals who want to remove
financial concerns if they become seriously ill or other financial
obligations on death.
What it does?
It can provide:
- A lump sum or income amount if you die
- A lump sum amount if you become seriously ill
- Smaller payment amounts if you injure yourself in an accident, break a bone, undergo surgery or have to stay in hospital
- Children’s protection package
Why use it?
You probably have mortgage protection to clear your mortgage and secure your home, but how will you or your family cope with the other monthly outgoings if you become seriously ill or die?
Terms and conditions apply as per the policy documents. Cover is subject to underwriting and acceptance by Bank of Ireland Life. It is important to note that certain restrictions, conditions and exclusions apply. Where relevant, benefits are subject to Life Assurance tax. Premiums are subject to a Government levy (currently 1%).
The details provided are of a general nature and should not be relied upon without taking financial, insurance or other professional advice. If there is any conflict between the details provided and policy conditions, the policy conditions will prevail.
New Ireland Assurance Company plc trading as Bank of Ireland Life is regulated by the Central Bank of Ireland. A member of Bank of Ireland Group.
Bank of Ireland Insurance & Investments Limited is regulated by the Central Bank of Ireland. Bank of Ireland Insurance & Investments Limited is a tied agent of New Ireland Assurance Company plc and is a member of Bank of Ireland Group.
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Life Choice Assets is for anyone who wants to ensure their investment property or business will provide their family with financial security. |
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WHAT IT DOES?
Life Choice Assets pays a lump sum on death or on serious illness (if chosen) which can be used to secure the value of your assets.
WHY USE IT?
Many Irish people have investment properties that have fallen in value or are in negative equity. Life Choice Assets can be used to:
- Pay off some or all of the outstanding mortgage
- Reduce the burden of monthly payments for dependents
- Provide valuable assets for dependants
Many business owners believe their business partners will look after their families if they die. Life Choice Assets can:
- Provide the funds needed to buy out a partner’s share of the business
Terms and conditions apply as per the policy documents. Cover is subject to underwriting and acceptance by Bank of Ireland Life. It is important to note that certain restrictions, conditions and exclusions apply. Where relevant, benefits are subject to Life Assurance tax. Premiums are subject to a Government levy (currently 1%).
The details provided are of a general nature and should not be relied upon without taking financial, insurance or other professional advice. If there is any conflict between the details provided and policy conditions, the policy conditions will prevail.
New Ireland Assurance Company plc trading as Bank of Ireland Life is regulated by the Central Bank of Ireland. A member of Bank of Ireland Group.
Bank of Ireland Insurance & Investments Limited is regulated by the Central Bank of Ireland. Bank of Ireland Insurance & Investments Limited is a tied agent of New Ireland Assurance Company plc and is a member of Bank of Ireland Group.