Demand Deposit Accounts
The flexible way to save - and have total access to your money
With instant access and no minimum/maximum investment required, a Demand deposit account is a simple and flexible way to save.
Look at the benefits below and decide which one's for you.
Benefits of a Demand Account
This account allows you to "demand" your money at any time, unlike a fixed term deposit, which cannot be accessed for a predetermined period (set period of time).
- Suitable for short-term savings
- No minimum or maximum investment required
- Instant access to your deposit account
- 365 Cash Card available with this deposit account
Demand Deposit Rates
| Gross Rate |
AER (Annual Equivalent Rate) Variable |
|
|---|---|---|
| €0-€99,999 | 0.01% | 0.01% |
| €100,000 and over | 0.03% | 0.03% |
All interest rates are quoted based on 365 day calendar year.
Interest is subject to Deposit Interest Retention Tax (DIRT) at the prevailing rate.

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