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Credit Card Application Form

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Credit Card Application Form (Version 17.0.1) - TMO - GDPR - Aercard - KYCNet - Castlight Aug22

1) Form ID needs to be updated in the script in Field ID 343 2) CC Upgrade url needs to be updated on apply to point to /365-mobile-app/

1 Getting Started

2 Personal Details

3 Financial Details

4 Card Details

5 Review and Consent

NTB Logic Check
Getting Started
Please select the credit card you are applying for:*
Promotion Code
The Promotion Code you entered is not valid. Please enter a valid Promotion Code or leave blank if you do not have a valid Promotion Code.
Graduates will avail of the student credit card. Student credit card terms and conditions will apply.
Are you already the principal cardholder of a Bank of Ireland credit card?*
- Yes
- No
Answer 'no', if you are an additional cardholder.
Do you wish to change your credit card type or apply for another card?*
- Change Credit Card
- Another Credit Card
Do you wish to change your credit card type or apply for another card?*
- Change Credit Card
- Another Credit Card
Do you wish to change your credit card type or apply for another card?*
- Change Credit Card
- Another Credit Card
Do you wish to change your credit card type or apply for another card?*
- Change Credit Card
- Another Credit Card
Last 4 digits of your existing Bank of Ireland credit card*
Expiry date of your existing credit card*
To upgrade your Credit Card, click 'Upgrade Card Now' below.

The form just takes a couple of minutes to complete.

Upgrade Card Now
To change credit card type, click the button below.

The form just takes a couple of minutes to complete.

Change Credit Card Type Request
To change credit card type, click the button below.

The form just takes a couple of minutes to complete.

Change Credit Card Type Request
To change credit card type, click the button below.

The form just takes a couple of minutes to complete.

Change Credit Card Type Request
To change credit card type, click the button below.

The form just takes a couple of minutes to complete.

Change Credit Card Type Request
To change credit card type, click the button below.

The form just takes a couple of minutes to complete.

Change Credit Card Type Request
To change credit card type, click the button below.

The form just takes a couple of minutes to complete.

Change Credit Card Type Request
To change credit card type, click the button below.

The form just takes a couple of minutes to complete.

Change Credit Card Type Request
To change credit card type, click the button below.

The form just takes a couple of minutes to complete.

Change Credit Card Type Request
To change credit card type, click the button below.

The form just takes a couple of minutes to complete.

Change Credit Card Type Request
To change credit card type, click the button below.

The form just takes a couple of minutes to complete.

Change Credit Card Type Request
To change credit card type, click the button below.

The form just takes a couple of minutes to complete.

Change Credit Card Type Request
To change credit card type, click the button below.

The form just takes a couple of minutes to complete.

Change Credit Card Type Request
To change credit card type, click the button below.

The form just takes a couple of minutes to complete.

Change Credit Card Type Request
To change credit card type, click the button below.

The form just takes a couple of minutes to complete.

Change Credit Card Type Request
To change credit card type, click the button below.

The form just takes a couple of minutes to complete.

Change Credit Card Type Request
To change credit card type, click the button below.

The form just takes a couple of minutes to complete.

Change Credit Card Type Request
To change credit card type, click the button below.

The form just takes a couple of minutes to complete.

Change Credit Card Type Request
To change credit card type, click the button below.

The form just takes a couple of minutes to complete.

Change Credit Card Type Request
To change credit card type, click the button below.

The form just takes a couple of minutes to complete.

Change Credit Card Type Request
To change credit card type, click the button below.

The form just takes a couple of minutes to complete.

Change Credit Card Type Request
Agreement
To apply online you need to confirm the following:
- I am 18 years of age or above
- I have been in receipt of regular income for the last 6 months
- My salary / income is paid into my Current Account
- I am a permanent resident in the Republic of Ireland and have been for at least the past 6 months
- I have met all recent payments on my credit commitments e.g. credit cards, hire purchase agreements, store cards, personal loans
- My mortgage repayments are fully up to date and I am not currently in a forbearance or any other reduced payment arrangement with my mortgage provider. †
- In the past 24 months I have not entered into any type of arrangement on my mortgage, which reduced my payments to an amount less than the originally contracted mortgage payments †
- I have an income over €16,000
†Only applicable if you have a mortgage
Please confirm that you agree to the above:*
You must be able to confirm the above in order to proceed
- Yes
Please confirm that you agree to the above:*
You must be able to confirm the above in order to proceed
- Yes
To apply online you need to confirm the following:
- I am 18 years of age or above
- I have been in receipt of regular income for the last 6 months
- My salary / income is paid into my Current Account
- I am a permanent resident in the Republic of Ireland and have been for at least the past 6 months
- I have met all recent payments on my credit commitments e.g. credit cards, hire purchase agreements, store cards, personal loans
- My mortgage repayments are fully up to date and I am not currently in a forbearance or any other reduced payment arrangement with my mortgage provider †
- In the past 24 months I have not entered into, any type of arrangement on my mortgage, which reduced my payments to an amount less than the originally contracted mortgage payments †
- I have an income over €16,000
† Only applicable if you have a mortgage
Please confirm that you agree to the above:*
You must be able to confirm the above in order to proceed
- Yes
To apply online you need to confirm the following:
- I am 18 years of age or above
- I have been in receipt of regular income for the last 6 months
- My salary / income is paid into my Current Account
- I am a permanent resident in the Republic of Ireland and have been for at least the past 6 months
- I have met all recent payments on my credit commitments e.g. credit cards, hire purchase agreements, store cards, personal loans
- My mortgage repayments are fully up to date and I am not currently in a forbearance or any other reduced payment arrangement with my mortgage provider †
- In the past 24 months I have not entered into, any type of arrangement on my mortgage, which reduced my payments to an amount less than the originally contracted mortgage payments †
- I have an income over €40,000
Please confirm that you agree to the above:*
You must be able to confirm the above in order to proceed
- Yes
To apply online you need to confirm the following:
- I am 18 years of age or above
- I am an existing Bank of Ireland customer and have a student current account with Bank of Ireland for at least 6 months
- I am a permanent resident in the Republic of Ireland and have been for at least the past 6 months
- I do not have an existing credit card with Bank of Ireland or another financial provider
- I can provide proof that I am attending a full time CAO recognised course
- I agree to pay my credit card bill by Direct Debit
In order to provide you with a timely response and to allow us assess risk fairly and consistently, we use automated decision making. If you do not agree with the result, you have the right to provide us with your point of view and have those decisions reviewed by a member of our team.
Please confirm that you agree to the above:*
You must be able to confirm the above in order to proceed
- Yes
University or college name*
University or college name*
Course name*
(Expected) Year of graduation*
Current year of study*
Affinity to college?*
Year of graduation?*
Course*
To apply online you need to confirm the following:
- I am 18 years of age or above
- I have a Bank of Ireland graduate current account for at least 6 months
- I have an income over €16,000
- I do not have an existing credit card with Bank of Ireland or another financial provider.
- I agree to pay my credit card bill by direct debit
- I have been in receipt of regular income for the last 6 months
- My salary / income is paid into my Current Account
- I am a permanent resident in the Republic of Ireland and have been for at least the past 6 months
- I have met all recent payments on my credit commitments e.g. credit cards, hire purchase agreements, store cards, personal loans
- My mortgage repayments are fully up to date and I am not currently in a forbearance or any other reduced payment arrangement with my mortgage provider. †
- In the past 24 months I have not entered into, any type of arrangement on my mortgage, which reduced my payments to an amount less than the originally contracted mortgage payments †
† Only applicable if you have a mortgage
Please confirm that you agree to the above:*
You must be able to confirm the above in order to proceed
- Yes
University or college name*
Year of graduation?*
Course*

Personal Details
Title*
First name*
Surname*
Personal Public Services Number (PPSN)*
We use your PPSN to check the Central Credit Register. This check is recorded on the Register, as is the opening of your credit card (if approved)
Residential status*
Address line 1*
Address line 2*
Address line 3 (optional)
County*
Dublin District*
Approximate number of years at current address*
To the nearest year
Please provide your previous address details
Address line 1*
Address line 2*
Address line 3 (optional)
Country*
County*
Dublin District*
Dublin District*
Dublin District*
Mobile phone number*
As part of the application process we will send you status updates via SMS. Please enter a valid mobile number.
Home phone number (optional)
Include area code
Email*
Enter Email Confirm Email
Date of birth*
Date Format: DD slash MM slash YYYY
Nationality*
Country of birth*
Country of citizenship*
Length of residency in Ireland*
Marital status*
Number of dependants*
Dependants are people you support financially

Financial Details
Employment type*
Occupation*
Number of years self-employed*
To the nearest year
Number of months self-employed*
Number of years in current employment*
To the nearest year
Number of months in current employment*
Employers name*
Salary frequency*
Net weekly income*
This is the amount typically lodged into your account each week
Net fortnightly income*
This is the amount typically lodged into your account each fortnight
Net monthly income*
This is the amount typically lodged into your account each month
Net basic monthly salary
Net basic monthly salary
Do you receive money from your parents?*
- Yes
- No
Amount of money received from parents monthly*
Do you have a part time job?*
- Yes
- No
Amount of income received per month from part time job*
Do you receive grant funding?*
- Yes
- No
Income from grant per month*
Do you have loan funding?*
- Yes
- No
Income from loans per month*
What percentage of your total income is generated as cash?*
The percentage of income you receive in cash & coins into your bank account. This can be zero where payments are received electronically or by cheque. Information is required for regulatory purposes.
What will be your primary source of income for your credit card repayments?*
What is the main source of your savings / wealth?*
Do you generate income from any countries that are outside of the following areas: EU/EEA, USA, Canada, Australia or New Zealand?*
- Yes
- No
Please select which countries outside of the EU/EEA, USA, Canada, Australia and New Zealand that you generate income from:*
Please choose no more than four countries
What percentage of your credit card payments will be funded from these countries?*
How much of the funds used to repay your credit card will come from these countries
Do you have a mortgage?*
- Yes
- No
Is your Mortgage with Bank Of Ireland?*
- Yes
- No
If you are a tenant, please give monthly rent paid*
If you share your rent repayments with a partner, you should state the full amount in EUR
Monthly repayments*
If you share your mortgage repayments with a partner, you should state the full amount.
Approximately, what is your partner's net (after tax) monthly income?*
If you do not share your mortgage repayments with a partner, you should insert zero here
Approximately, what is your partner's net (after tax) monthly income?*
If you do not share your mortgage repayments with a partner, you should insert zero here
Approximately, what is your partner's net (after tax) monthly income?*
If you do not share your mortgage repayments with a partner, you should insert zero here
Approximately, what is your partner's net (after tax) monthly income?*
If you do not share your rent payments with a partner, you should insert zero here.
Approximately, what is your partner's net (after tax) monthly income?*
If you do not share your rent payments with a partner, you should insert zero here.
Approximately, what is your partner's net (after tax) monthly income?*
If you do not share your rent payments with a partner, you should insert zero here.
Approximate balance of your mortgage*
Total monthly amount of other loan repayments*
What other monthly lending repayments do you have? E.g. personal loans, car loans, hire purchase
Do you hold any savings with us or another financial provider?*
- Yes
- No
How much savings do you have?*
Amount in EUR

Card Details
Mother's maiden name*
(e.g. in case of lost or stolen card)
How much of your statement would you like to pay each month by Direct Debit?*
Do you have a personal credit card with another financial provider?*
- Yes
- No
Approximately, what is the credit limit on this card?*
Approximately, what is the outstanding balance?*
Do you wish to transfer an amount from this card?*
- Yes
- No
Amount to transfer?*
Please provide the first 8 digits of your existing credit card number. You will receive a phone call requesting the last 8 digits at a later stage*
This will be used to process your balance transfer request
Is your current account with Bank of Ireland or another financial provider?*
- Bank of Ireland
- Another financial provider
Please select the financial provider:*
- AIB
- Ulster Bank
- PTSB
- Revolut
- An Post
- Credit Union
- EBS
- bunq
- Money Jar
- N26
- Another financial provider
Account number*
Sort Code*
Table Searcher
Account Number*
Sort Code*
IBAN*
Would you like to pay your credit card by Direct Debit?*
- Yes
- No
The bank account details you provide here will be used to set up your Direct Debit instruction
How much of your statement would you like to pay each month by Direct Debit?*
Your Direct Debit payments will generally be calculated based on the outstanding balance shown on your account statement. The outstanding balance will include any balance transferred from another provider as part of our 0% interest on balance transfers for the first 7 months, as well as additional spending. This will mean for example that if you choose the 100% Direct Debit option, when we process your first Direct Debit your balance will be cleared in full, inclusive of any balance transfer amount.
Account holder details
Account holder First Name*
Account holder Last Name*
Direct Debit Confirmation Required*
I instruct and authorise you to pay direct debits from my account at the request of Bank of Ireland.
I confirm that the amounts to be debited are variable and may be debited on various dates.
I shall duly notify the Bank in writing if I wish to cancel this instruction.
- I Agree
- I Disagree
Direct Debit Confirmation Required*
I instruct and authorise you to pay direct debits from my account at the request of Bank of Ireland.
I confirm that the amounts to be debited are variable and may be debited on various dates.
I shall duly notify the Bank in writing if I wish to cancel this instruction.
- I Agree
- I Disagree
Card details
What is your expected monthly spending (€) on this credit card?*
In the next 6 months, do you intend to make lump sum payments into your credit card account in addition to your monthly payments?*
- Yes
- No
Approximately, what is the value of these lump sum payments?*
Do you want an additional cardholder on this card?*
- Yes
- No
Additional Cardholder
In order to qualify, all of the following must apply to the additional cardholder(s):
- They must be related to the Principal Cardholder (e.g. spouse, partner, child, parent, sibling)
- They must live at the same address as the Principle Cardholder
- They must be over 18
Please confirm that you agree to the above:*
You must be able to confirm the above in order to proceed
- Yes
- No
How many additional cardholders would you like to add to the account?*
Please provide the additional cardholder details below:
Additional Cardholder - 1
Title*
First name*
Surname*
Date of birth*
Date Format: DD slash MM slash YYYY
Additional Cardholder - 2
Title*
First name*
Surname*
Date of birth*
Date Format: DD slash MM slash YYYY
Additional Cardholder - 3
Title*
First name*
Surname*
Date of birth*
Date Format: DD slash MM slash YYYY

Review and Consent
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I have read and agree to the Personal Credit Card Terms and Conditions, the above application, Standard European Consumer Credit Information, Schedule of Interest rates, fees and charges, Terms of Business and Data Privacy Notice.*
Click here to view the Personal Credit Card Terms and Conditions including Distance Marketing Directive

Click here to view the Schedule of Interest rates, fees and charges

Click here to read the Standard European Consumer Credit Information

Click here to view the 'Terms of Business document‘

I understand that the personal information provided by me in this application will be managed by the Bank in accordance with Bank of Ireland’s Data Privacy Notice which is available here. Where the Bank is providing me with payment services, I agree that the Bank may process my personal data to provide me with those services.
- I agree
I have read and agree to the Personal Credit Card Terms and Conditions, the above application, Standard European Consumer Credit Information, Schedule of Interest rates, fees and charges, Terms of Business and Data Privacy Notice.*
Click here to view the Personal Credit Card Terms and Conditions including Distance Marketing Directive

Click here to view the Schedule of Interest rates, fees and charges

Click here to read the Standard European Consumer Credit Information

Click here to view the 'Terms of Business document‘

I understand that the personal information provided by me in this application will be managed by the Bank in accordance with Bank of Ireland’s Data Privacy Notice which is available here. Where the Bank is providing me with payment services, I agree that the Bank may process my personal data to provide me with those services.
- I agree
I have read and agree to the Personal Credit Card Terms and Conditions, the above application, Standard European Consumer Credit Information, Schedule of Interest rates, fees and charges, Travel Insurance Terms and Conditions, Terms of Business and Data Privacy Notice.*
Click here to view the Personal Credit Card Terms and Conditions including Distance Marketing Directive

Click here to view the Schedule of Interest rates, fees and charges

Click here to read the Standard European Consumer Credit Information

Click here to view the 'Terms of Business document‘

Click here to view the Platinum Credit Card Travel Insurance Policy

Click here to view the Platinum Insurance Product Information Document (IPID)

I understand that the personal information provided by me in this application will be managed by the Bank in accordance with Bank of Ireland’s Data Privacy Notice which is available here. Where the Bank is providing me with payment services, I agree that the Bank may process my personal data to provide me with those services.
- I agree
I have read and agree to the Personal Credit Card Terms and Conditions, the above application, Standard European Consumer Credit Information, Schedule of Interest rates, fees and charges, Travel Insurance Terms and Conditions, Terms of Business and Data Privacy Notice.*
Click here to view the Personal Credit Card Terms and Conditions including Distance Marketing Directive

Click here to view the Schedule of Interest rates, fees and charges

Click here to read the Standard European Consumer Credit Information

Click here to view the 'Terms of Business document‘

Click here to view the Platinum Credit Card Travel Insurance Policy

Click here to view the Platinum Insurance Product Information Document (IPID)

I understand that the personal information provided by me in this application will be managed by the Bank in accordance with Bank of Ireland’s Data Privacy Notice which is available here. Where the Bank is providing me with payment services, I agree that the Bank may process my personal data to provide me with those services.
- I agree
I have read and agree to the Personal Credit Card Terms and Conditions, the above application, Standard European Consumer Credit Information, Schedule of Interest rates, fees and charges, Travel Insurance Terms and Conditions, Travel Rewards Terms and Conditions, Terms of Business and Data Privacy Notice.*
Click here to view the Personal Credit Card Terms and Conditions including Distance Marketing Directive

Click here to view the Schedule of Interest rates, fees and charges

Click here to read the Standard European Consumer Credit Information

Click here to view the Terms of Business document

Click here to view the Aer Credit Card Rewards Terms and Conditions

Click here to view the Aer Credit Card Travel Insurance Policy

Click here to view the Aer Travel Insurance Product Information Document (IPID)

I understand that the personal information provided by me in this application will be managed by the Bank in accordance with Bank of Ireland’s Data Privacy Notice which is available here. Where the Bank is providing me with payment services, I agree that the Bank may process my personal data to provide me with those services.
- I agree
I have read and agree to the Personal Credit Card Terms and Conditions, the above application, Standard European Consumer Credit Information, Schedule of Interest rates, fees and charges, Travel Insurance Terms and Conditions, Travel Rewards Terms and Conditions, Terms of Business and Data Privacy Notice.*
Click here to view the Personal Credit Card Terms and Conditions including Distance Marketing Directive

Click here to view the Schedule of Interest rates, fees and charges

Click here to read the Standard European Consumer Credit Information

Click here to view the Terms of Business document

Click here to view the Aer Credit Card Rewards Terms and Conditions

Click here to view the Aer Credit Card Travel Insurance Policy

Click here to view the Aer Travel Insurance Product Information Document (IPID)

I understand that the personal information provided by me in this application will be managed by the Bank in accordance with Bank of Ireland’s Data Privacy Notice which is available here. Where the Bank is providing me with payment services, I agree that the Bank may process my personal data to provide me with those services.
- I agree
I have read and agree to the Student Credit Card Terms and Conditions, the above application, Standard European Consumer Credit Information, Travel Insurance Terms and Conditions, Terms of Business and Data Privacy Notice.*
Click here to view the Student Terms & Conditions including Distance Marketing Directive

Click here to read Standard European Consumer Credit Information

Click here to view the ‘Terms of Business document’

Click here to view the Student Credit Card Travel Insurance Policy

Click here to view the Student Insurance Product Information Document (IPID)

I understand that the personal information provided by me in this application will be managed by the Bank in accordance with Bank of Ireland’s Data Privacy Notice which is available here. Where the Bank is providing me with payment services, I agree that the Bank may process my personal data to provide me with those services.
- I agree
I have read and agree to the Personal Credit Card Terms and Conditions, the above application, Standard European Consumer Credit Information, Schedule of Interest rates, fees and charges, Terms of Business and Data Privacy Notice.*
Click here to view the Personal Credit Card Terms and Conditions including Distance Marketing Directive

Click here to view the Schedule of Interest rates, fees and charges

Click here to read the Standard European Consumer Credit Information

Click here to view the 'Terms of Business document‘

I understand that the personal information provided by me in this application will be managed by the Bank in accordance with Bank of Ireland’s Data Privacy Notice which is available here. Where the Bank is providing me with payment services, I agree that the Bank may process my personal data to provide me with those services.
- I agree
I have read and agree to the Personal Credit Card Terms and Conditions, the above application, Standard European Consumer Credit Information, Schedule of Interest rates, fees and charges, Terms of Business and Data Privacy Notice.*
Click here to view the Personal Credit Card Terms and Conditions including Distance Marketing Directive

Click here to view the Schedule of Interest rates, fees and charges

Click here to read the Standard European Consumer Credit Information

Click here to view the 'Terms of Business document‘

I understand that the personal information provided by me in this application will be managed by the Bank in accordance with Bank of Ireland’s Data Privacy Notice which is available here. Where the Bank is providing me with payment services, I agree that the Bank may process my personal data to provide me with those services.
- I agree
I give my consent to Bank of Ireland contacting me on this application at my place of employment or business (we need these consents under consumer law).*
- I agree
I consent to the details, that I am being asked to supply, being used to provide me with information about other products and services, either from any member of the Bank of Ireland Group or which any member of the Bank of Ireland Group has arranged for me with a third party.*
- I consent
- I do not consent
Your marketing preferences
We'd like to contact you occasionally with news of products, services and offers from Bank of Ireland Group and select trusted partners.

Find out more

When you give us permission to get in touch, you are allowing members of Bank of Ireland Group to send you information about relevant products, services and offers.
We will only send you information that we believe will be of interest to you, can make your life easier, or offer you value for money.

You are always in control of your data.
You can change your marketing preferences at any time online or by calling us on 01 688 3674. You can also tell us to stop sending you marketing emails by using the unsubscribe option at the end of each marketing email. To find out more about how we manage your marketing preferences and personal data, click here.

You choose the way we contact you.
This can be through any combination of email, phone, post, text, digital or other electronic messages. Digital messaging includes displaying relevant messages through social media in secure format.

Bank of Ireland Group includes the following companies.
Bank of Ireland, Bank of Ireland Mortgage Bank, Bank of Ireland Insurance Services Limited, Bank of Ireland Leasing Limited and New Ireland Assurance Company plc.
Would you like to hear from us?*
- Yes
- No
How can we get in touch?*
- Select All
- Email
- SMS / Digital message
- Phone call
- Post
Can we analyse your transactions to help identify products, services and offers that may be of interest to you?*
- Yes
- No
The more you allow us to know about you, the better we can make your experience with the Bank of Ireland Group. Having consent to analyse your individual transaction data allows us to personalise product and offer information you receive from Bank of Ireland Group.

Show me examples

Examples

Examples for instance could include regular monthly deposits. These may identify you as someone who could be interested in a particular savings product. Similarly, when you draw down your Bank of Ireland mortgage, home insurance is an important consideration.

Read our Data Protection Notice which describes how we process personal information, and why.
When you submit this form, we will use what you’ve told us here to update any previous marketing preferences you’ve given us. You can change your preferences at any time online or by calling us on 01 688 3674.
Open Banking

As part of the application process we need to review the transactions in your primary current account.

Using Open Banking, we can provide you with a fast and secure facility to share this information with us digitally. Alternatively, you can upload copies of your bank statements.
Would you like to use Open Banking to share your current account transactions with us digitally?*
- Yes
- No
More information on this service

We have partnered with Experian ltd to provide this Open Banking service. If you consent, we will access your current account details and the credits, debits and balances in your account over the last 12 months.

Your current account information will be accessed, transited and stored in full compliance with the regulation which governs Open Banking, including the EU Payment Service Directive and the General Data Protection Regulations.

Bank of Ireland and Experian ltd will use your current account information only in connection with this application.
NOTICE: Under the Credit Reporting Act 2013 lenders are required to provide personal and credit information for credit applications and credit agreements of €500 and above to the Central Credit Register. This information will be held on the Central Credit Register and may be used by other lenders when making decisions on your credit applications and credit agreements.
The Central Credit Register enables you to:
- get a copy of your credit record from the Central Bank (you can order one free copy per year)
- correct any errors on your credit record
- tell the Central Bank if you suspect you may have been impersonated
- ask the Central Bank to add a short explanation written by you to your credit record
To learn more about the register, and your rights and duties under the Credit Reporting Act 2013, please see www.centralcreditregister.ie
In order to process your application, we will need to carry out credit checks with credit bureau(s). The fact that we have carried out checks will be recorded by the relevant bureaus and may be disclosed to other financial institutions if you subsequently apply to them for credit facilities. If we decline this or any future application on the basis of your records with the Central Credit Register or any other similar database we will inform you of this.
In order to process your application, we will need to carry out credit checks with credit bureau(s). The fact that we have carried out checks will be recorded by the relevant bureaus and may be disclosed to other financial institutions if you subsequently apply to them for credit facilities. If we decline this or any future application on the basis of your records with the Central Credit Register or any other similar database we will inform you of this.
In order to process your application, we will need to carry out credit checks with credit bureau(s). The fact that we have carried out checks will be recorded by the relevant bureaus and may be disclosed to other financial institutions if you subsequently apply to them for credit facilities. If we decline this or any future application on the basis of your records with the Central Credit Register or any other similar database we will inform you of this.
In order to process your application, we will need to carry out credit checks with credit bureau(s). The fact that we have carried out checks will be recorded by the relevant bureaus and may be disclosed to other financial institutions if you subsequently apply to them for credit facilities. If we decline this or any future application on the basis of your records with the Central Credit Register or any other similar database we will inform you of this.
In order to process your application, we will need to carry out credit checks with credit bureau(s). The fact that we have carried out checks will be recorded by the relevant bureaus and may be disclosed to other financial institutions if you subsequently apply to them for credit facilities. If we decline this or any future application on the basis of your records with the Central Credit Register or any other similar database we will inform you of this.
Credit Reference Agencies

As part of the application process and ongoing loan management, we will carry out credit checks and share information with the Central Credit Register (CCR) and/or other credit reference agencies. Those agencies may keep a record of this information and may give it to other financial institutions that you apply to for credit facilities.
When it comes to redeeming those Aer Credit Card Travel Rewards that need to be pre booked e.g. fares, fast track etc. and spending your Avios, you’ll need be a member of AerClub, the loyalty programme of Aer Lingus AND your Aer Credit Card will need to be linked to your AerClub profile. Don’t worry, it’s easy to do and we’ll guide you through it. We analyse your transactions so that we can award the points you earned on your credit card spend, and to let you know when you’re eligible for rewards. Please tick the box below to confirm you understand this.*
- I understand
Phone
This field is for validation purposes and should be left unchanged.

You are here on your journey

Getting Started
Personal Details
Financial Details
Card Details
Review and Consent

Bank of Ireland Group plc is a public limited company incorporated in Ireland, with its registered office at 2 College Green, Dublin, D02 VR66 and registered number 593672. Bank of Ireland Group plc, whose shares are listed on the main markets of the Irish Stock Exchange plc and the London Stock Exchange plc, is the holding company of Bank of Ireland.

Bank of Ireland is regulated by the Central Bank of Ireland. In the UK, Bank of Ireland is authorised and regulated by the Central Bank of Ireland. Authorised by the Prudential Regulation Authority and with deemed variation of permission. Subject to regulation by the Financial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to operate in the UK for a limited period while seeking full authorisation, are available on the Financial Conduct Authority’s website. By proceeding any further you will be deemed to have read our Terms and Conditions and Privacy Statement.

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