Personal loan

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More flexible terms for personal loans at Bank of Ireland. We have the personal loan to suit your needs; whether it’s a holiday you're planning or that big day out. Use our personal loan calculator to find the terms and payment options that are right for you.

Features

  • Variable rates from 6.8% APR1
  • Defer loan repayments
  • Repay your loan over 1–5 years

Benefits

  • Borrow up to €65,000
  • Money paid into your account
  • Quick and easy application

Car loan

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Thinking of buying a car? With a variable rate loan from Bank of Ireland you have the option of making extra repayments and clear your loan early.

Features

  • Variable rates from 6.8% APR1
  • Repay your loan over 1–5 years
  • Defer loan repayments

Benefits

  • Borrow up to €65,000
  • Money paid to your account
  • Quick and easy application

Home improvement loan

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Thinking of that new kitchen? Converting your attic? Extending your home? Get the ball rolling on whatever home improvement project you choose with a home improvement loan from Bank of Ireland.

Features

  • Variable rates from 6.8% APR
  • Repay your loan over 1–7 years
  • Defer loan repayments

Benefits

  • Borrow up to €65,000
  • Money paid into your account
  • No hidden fees or charges

Green home improvement loan

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Thinking of upgrading your homes energy efficiency? Call our Loans advisors today to discuss our great Green home improvement loans. (Please be aware that the Green Home Improvement loan cannot be applied for online)

Features

  • Variable rate of 6.50% APR 2
  • Repay over 1 – 7 years
  • Defer loan repayments

Benefits

  • Borrow up to €65,000
  • Money paid into your account
  • No hidden fees or charges

Graduate loan

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Being a graduate means making important life choices. Sorting out your finances after college can be tough at the best of times. Perhaps you need a new PC, your first car or a well-earned break. Bank of Ireland offers a fantastic range of benefits to help you on your way.

Features

  • Variable rates from 5% APR3
  • Repay your loan over 1–5 years
  • Flexible repayment options

Benefits

  • Borrow from €1,000
  • Defer loan repayments
  • Quick and easy application

Student loans

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Looking for a student loan? We have the student loan for you - whether you need to borrow money to pay for your everyday college expenses or want a more specific loan for your student contribution charge. Check out our range of student products here.

Overdraft

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An overdraft facility provides extra flexibility when you need it most and is available to Bank of Ireland current account customers.

Features

  • Withdraw up to agreed limit
  • Variable rate from 16.2%APR4

Benefits

  • Apply online in minutes
  • Quick and easy application

Consumer Hire Purchase

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For finance amounts over €7,000, our excellent Consumer Hire Purchase package offers a great low fixed interest rate. Hire Purchase is a traditional form of car finance that is very convenient to arrange.

Features

  • Competitive fixed rate
  • Repayment terms from 2 years

Benefits

  • Own the car once term finishes
  • Easy application process
WARNING: If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit in the future.

Lending criteria, terms and conditions apply.

This is a Consumer Hire Purchase Agreement** provided by Bank of Ireland trading as Bank of Ireland Finance.