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Disclaimer

APR stands for Annual Percentage Rate

Rates depend on your individual circumstances and may differ from advertised APR. Over 18 years and existing Bank of Ireland current account customers only. Lending criteria, terms and conditions apply; rate is dependent on previous account performance. The repayments on a personal loan of €7,000 over 5 years are €139.46 per month based on a variable rate of 7.5% APR. The total cost of credit is €1,367.60.

Where applicants do not meet this criteria, our standard variable rate of 11.5% APR will apply to online and phone applications and a variable rate of 12.8% APR to in-branch applications. The repayments on a personal loan of €7,000 over 5 years are €151.85 per month based on an online / phone variable rate of 11.5% APR. The total cost of credit is €2,111.00. The repayments on a personal loan of €7,000 over 5 years are €156.16 per month based on branch variable rate of 12.8% APR. The total cost of credit is €2,369.60.

Variable rates are correct as at 18th June 2015 and are subject to change.

This calculator is provided as a guideline only. The information on the quotation is indicative and does not constitute a loan offer.

WARNING: IF YOU DO NOT MEET THE REPAYMENTS ON YOUR LOAN, YOUR ACCOUNT WILL GO INTO ARREARS. THIS MAY AFFECT YOUR CREDIT RATING, WHICH MAY LIMIT YOUR ABILITY TO ACCESS CREDIT IN THE FUTURE.

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