Standard Student Loan

Want to buy something, but don’t have the cash? Talk to us today about a discounted student loan for your first car, car insurance or that laptop you really want.

Features & Benefits

With the standard student loan you get:

  • Discounted variable rate of 9.7% APR 1

  • Flexible repayment options – choose to repay weekly, fortnightly or monthly.

  • Choose to repay your loan over 1 to 5 years

  • Borrow from €300 to €10,000. (A maximum of €5,000 can be applied for online)

  • Multi-purpose loan for students e.g. fees, travel, living expenses, equipment, car.

Apply Online
WARNING: IF YOU DO NOT MEET THE REPAYMENTS ON YOUR LOAN, YOUR ACCOUNT WILL GO INTO ARREARS. THIS MAY AFFECT YOUR CREDIT RATING, WHICH MAY LIMIT YOUR ABILITY TO ACCESS CREDIT IN THE FUTURE.
WARNING: THE COST OF YOUR MONTHLY REPAYMENTS MAY INCREASE.
1

APR stands for Annual Percentage Rate. Lending criteria and terms and conditions apply and each application is individually assessed. Applicants must be over 18 years of age and be able to demonstrate that they are a student. Generally, student applicants should be undertaking a full time course in a recognised 3rd level college in the Republic of Ireland. Proof of qualification may be sought from non-Bank of Ireland customers. Only Bank of Ireland customers can apply online.
We may require a guarantee from your parent or guardian. Full details of any guarantee required will be provided in advance.

The repayments on a standard student loan of €5,000 over 5 years are €104.59 per month based on a variable rate of 9.7% APR. The total cost of credit is €1,275.40.

The rate quoted is correct as at the 1st June 2014 and is subject to change.

Ways we can help