Existing Mortgage Customer – Borrower or Security Amendments

If you are an existing Bank of Ireland Mortgage customer, from time to time, you may wish to make some changes to your mortgage account. Please select the option below applicable to your request where you will find the required forms.


 

Adding a borrower on your existing Bank of Ireland mortgage account


  • What you need to do next

    Please complete the attached request form following the instructions on it. We will need details and signatures from everyone associated with this account – new borrowers you want to add, borrowers you want to replace and borrowers continuing on this mortgage account.

  • What you confirm by returning this form

    By returning this form, you confirm that:

    The information you provided on this request form is complete and correct

    You fully understand the Bank’s requirements as set out in the request form

    You give the Bank your authority to contact your solicitor in regard to this request.

  • We also need you to give us some documentation

    As well as the completed request form, we need you to forward some documentation (this is explained on the form). In some cases, we ask you to send us certified copies of your documents.

  • Where can I certify documents?

    You can certify documents in your local branch or by contacting a solicitor or notary public.

  • Anti-Money laundering

    To comply with anti-money laundering legislation we are required to confirm the identity of any new borrowers in person. To help us do this, a new borrower being added to a mortgage account must bring the following to their local Bank of Ireland branch:

    Photo ID (such as valid passport or driving licence); and

    Proof of their current address (such as a personally addressed bill or bank statement).

    A member of staff will certify these and update our system so that the change request on your mortgage account can progress.

  • Taking these documents to a branch

    You can present the form and the documents at your nearest Bank of Ireland branch, where we will take copies and return the originals to you, immediately. Please bring this letter with you when you go to a branch.

  • Sending us certified copies by post

    Alternatively, once your documents have been certified, you can send the form and documents by post to:

    Modifications Unit, Financial Review Team, BOI Mortgages, 2 Burlington Plaza, Burlington Road, Dublin 4, D04 EC66.

  • We need everything from you in one submission

    Please only send us your completed, signed form once you have ALL your documents including any that need to be certified.



 

Removing a borrower on your existing Bank of Ireland mortgage account.


  • What you need to do next

    Please complete the attached request form following the instructions on it. We will need details and signatures from everyone associated with this account – borrowers you want to remove and borrowers continuing on this mortgage account. For borrowers being removed, please note the implications this will have on your credit history with the ICB & CCR.

  • What you confirm by returning this form

    By returning this form, you confirm that:

    The information you provided on this request form is complete and correct

    You fully understand the Bank’s requirements as set out in the request form

    You give the Bank your authority to contact your solicitor in regard to this request.

  • We also need you to give us some documentation

    As well as the completed request form, we need you to forward some documentation (this is explained on the form). In some cases, we ask you to send us certified copies of your documents.

  • Where can I certify documents?

    You can certify documents in your local branch or by contacting a solicitor or notary public.

  • Taking these documents to a branch

    You can present the form and the documents at your nearest Bank of Ireland branch, where we will take copies and return the originals to you, immediately. Please bring this letter with you when you go to a branch.

  • Sending us certified copies by post

    Alternatively, once your documents have been certified, you can send the form and documents by post to:

    Modifications Unit, Financial Review Team, BOI Mortgages, 2 Burlington Plaza, Burlington Road, Dublin 4, D04 EC66.

  • We need everything from you in one submission

    Please only send us your completed, signed form once you have ALL your documents including any that need to be certified.



 

Replacing a borrower on your existing Bank of Ireland mortgage account.


  • What you need to do next

    Please complete the attached request form following the instructions on it. We will need details and signatures from everyone associated with this account – borrowers you want to remove and borrowers continuing on this mortgage account. For borrowers being removed, please note the implications this will have on your credit history with the ICB & CCR.

  • What you confirm by returning this form

    By returning this form, you confirm that:

    The information you provided on this request form is complete and correct

    You fully understand the Bank’s requirements as set out in the request form

    You give the Bank your authority to contact your solicitor in regard to this request.

  • We also need you to give us some documentation

    As well as the completed request form, we need you to forward some documentation (this is explained on the form). In some cases, we ask you to send us certified copies of your documents.

  • Where can I certify documents?

    You can certify documents in your local branch or by contacting a solicitor or notary public.

  • Anti-Money laundering

    To comply with anti-money laundering legislation we are required to confirm the identity of any new borrowers in person. To help us do this, a new borrower being added to a mortgage account must bring the following to their local Bank of Ireland branch:

    Photo ID (such as valid passport or driving licence); and

    Proof of their current address (such as a personally addressed bill or bank statement).

    A member of staff will certify these and update our system so that the change request on your mortgage account can progress.

  • Taking these documents to a branch

    You can present the form and the documents at your nearest Bank of Ireland branch, where we will take copies and return the originals to you, immediately. Please bring this letter with you when you go to a branch.

  • Sending us certified copies by post

    Alternatively, once your documents have been certified, you can send the form and documents by post to:

    Modifications Unit, Financial Review Team, BOI Mortgages, 2 Burlington Plaza, Burlington Road, Dublin 4, D04 EC66.

  • We need everything from you in one submission

    Please only send us your completed, signed form once you have ALL your documents including any that need to be certified.



 

Releasing part of the property that is currently securing your existing Bank of Ireland mortgage account.


  • What you need to do next

    Please complete the attached request form following the instructions on it. We will need details and signatures from everyone associated with this account – borrowers you want to remove and borrowers continuing on this mortgage account. For borrowers being removed, please note the implications this will have on your credit history with the ICB & CCR.

  • What you confirm by returning this form

    By returning this form, you confirm that:

    The information you provided on this request form is complete and correct

    You fully understand the Bank’s requirements as set out in the request form

    You give the Bank your authority to contact your solicitor in regard to this request.

  • We also need you to give us some documentation

    As well as the completed request form, we need you to forward some documentation (this is explained on the form). In some cases, we ask you to send us certified copies of your documents.

  • Where can I certify documents?

    You can certify documents in your local branch or by contacting a solicitor or notary public.

  • Taking these documents to a branch

    You can present the form and the documents at your nearest Bank of Ireland branch, where we will take copies and return the originals to you, immediately. Please bring this letter with you when you go to a branch.

  • Sending us certified copies by post

    Alternatively, once your documents have been certified, you can send the form and documents by post to:

    Modifications Unit, Financial Review Team, BOI Mortgages, 2 Burlington Plaza, Burlington Road, Dublin 4, D04 EC66.

  • We need everything from you in one submission

    Please only send us your completed, signed form once you have ALL your documents including any that need to be certified.



 

Request to rectify a boundary


  • What you need to do next

    Please complete the attached request form following the instructions on it. We will need details and signatures from everyone associated with this account – borrowers you want to remove and borrowers continuing on this mortgage account. For borrowers being removed, please note the implications this will have on your credit history with the ICB & CCR.

  • What you confirm by returning this form

    By returning this form, you confirm that:

    The information you provided on this request form is complete and correct

    You fully understand the Bank’s requirements as set out in the request form

    You give the Bank your authority to contact your solicitor in regard to this request.

  • We also need you to give us some documentation

    As well as the completed request form, we need you to forward some documentation (this is explained on the form). In some cases, we ask you to send us certified copies of your documents.

  • Where can I certify documents?

    You can certify documents in your local branch or by contacting a solicitor or notary public.

  • Taking these documents to a branch

    You can present the form and the documents at your nearest Bank of Ireland branch, where we will take copies and return the originals to you, immediately. Please bring this letter with you when you go to a branch.

  • Sending us certified copies by post

    Alternatively, once your documents have been certified, you can send the form and documents by post to:

    Modifications Unit, Financial Review Team, BOI Mortgages, 2 Burlington Plaza, Burlington Road, Dublin 4, D04 EC66.

  • We need everything from you in one submission

    Please only send us your completed, signed form once you have ALL your documents including any that need to be certified.


 

Request to release a Guarantor


  • To change the terms and conditions of your mortgage account(s), we require the following:

    A Mortgage modification request form fully completed by the borrower(s).
    Proof of Income:
    PAYE: most recent payslip
    SELF EMPLOYED: last two years certified accounts and personal tax return or tax balancing statement;
    Bank or Building Society Statements:
    Last three months current account and credit card statements (unless these accounts are with us)
    If self-employed – last three month’s current account statements for the business account (unless this account is with us)

    Once you provide us with all the necessary documentation, we can progress your request.

    Please send the documentation to:
    Modifications Unit, Financial Review Team, BOI Mortgages, 2 Burlington Plaza, Burlington Road, Dublin 4, D04 EC66.



 

Request to release a Lien or Assignment held as additional security for your Mortgage loan


  • To change the terms and conditions of your mortgage account(s), we require the following:

    A Mortgage modification request form fully completed by the borrower(s).
    Proof of Income:
    PAYE: most recent payslip
    SELF EMPLOYED: last two years certified accounts and personal tax return or tax balancing statement;
    Bank or Building Society Statements:
    Last three months current account and credit card statements (unless these accounts are with us)
    If self-employed – last three month’s current account statements for the business account (unless this account is with us)

    Once you provide us with all the necessary documentation, we can progress your request.

    Please send the documentation to:
    Modifications Unit, Financial Review Team, BOI Mortgages, 2 Burlington Plaza, Burlington Road, Dublin 4, D04 EC66



 

Consent to a long term lease


  • To change the terms and conditions of your mortgage account(s) , we require the following:

    Full copy of the finalised Lease.
    Details of your Bank of Ireland BIC and IBAN numbers and your consent to debit our fee of €31 to review the lease.
    If you do not have a Bank of Ireland current account, please send a cheque or Bank draft for €31 made payable to Bank of Ireland Group Legal Services.

    Once you provide us with all the necessary documentation, we can progress your request. Please send the documentation and required payment details or payment to :

    Modifications Unit, Financial Review Team, BOI Mortgages, 2 Burlington Plaza, Burlington Road, Dublin 4, D04 EC66.


 

Consent to accept reduced / waive life cover


  • What you need to do next

    Please complete the request form that we’ve included in this letter following the instructions on it. We will need details and signatures from all borrower(s) associated with this account.


  • What you confirm by returning this form

    By returning this form, you confirm that:
    The information you provided on this request form is complete and correct
    You fully understand the Bank’s requirements as set out in the request form


  • Taking these documents to a branch

    You can present the form at your nearest Bank of Ireland branch. Please bring this letter with you when you go to a branch.


  • Sending us certified copies by post

    Alternatively, you can send the form and documents by post to:
    Modifications Unit, Financial Review Team, BOI Mortgages, 2 Burlington Plaza, Burlington Road, Dublin 4, D04 EC66.