Based on your score it looks like you are struggling
This shows that you could improve the way you manage your finances. You don’t have a savings buffer in place if a big expense hits. Plans for the future aren’t a priority, it’s the day-to-day that you are focusing on.
This tool should only be used as a first step to help understand your financial health, it does not offer a full review of your financial situation. Any suggested actions are based on answers you provided and should not be seen as financial advice.