Based on your score, it looks like you are struggling

This indicates that you could improve the way you manage your finances. You don’t have a savings buffer in place, if a big expense hits suddenly. Plans for the future aren’t a priority; you seem to be focussed on the day-to-day.

• Understand more about my score

  The Financial Wellbeing Index is designed to help you assess how well prepared you are to meet your financial needs by providing a moment-in-time snapshot of your financial wellbeing. The score is based on eight multiple-choice survey questions that correspond to the Financial Health Network indicators of financial health which align with four components -Spend, Save, Borrow, Plan. Every user will receive a Financial Wellbeing score between 0 and 100. Financial Wellbeing scores from 0-39 are considered “Struggling” scores from 40-59 are considered “Stretched” scores from 60-79 are considered “Managing” scores from 80-100 are considered “Thriving”.

  Take the Financial Wellbeing Healthcheck again.

Our Financial Wellbeing Healthcheck should only be used as an initial step to help understand your financial health, it does not offer a full review of your financial situation. Any suggested actions are based on answers you provided and should not be seen as financial advice.