Car Insurance

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Prestige

Our Prestige car insurance has all of the Popular features, plus these extra benefits as standard:

  • No Claims Discount (NCD) Protection (Step-back) – Partially protect your NCD in the event of a single loss in the year
  • New Car Replacement – Your car will be replaced with a new one if it’s damaged beyond economical repair (provided that it’s less than 12 months old and you bought it new)
  • Personal Belongings – Up to €500 for the loss of personal effects in your car
  • Replacement Locks – Up to €1,000 to replace locks if your keys are stolen from your home
  • Car Hire – Up to €200 for a replacement car if yours is off the road due to an event covered by this policy
  • Incorrect Fuel – Up to €750 to decontaminate your engine if you fill it with the wrong fuel
  • Personal Protection – €6,500 is payable in the event that you/your spouse dies or sustains certain injuries in a car

Customise your cover further by adding extra protections such as:

  • Additional Protection Plus – Increased benefits are provided for Car Hire (€500), Personal Belongings (€1,000) and Replacement Locks (€1,500). Cover is also given for sat navs./games consoles (€1,000), child seats (replacement costs), a top-up of €1,500 in the event of a total loss and comprehensive Driving of Other Cars (cars up to 2,500 cc and €50,000 in value)
  • No Claims Discount (NCD) Protection (Full) – Fully protect your NCD in the event of a single loss in the year
  • Personal Protection Plus – €23,500 is payable in the event that you/your spouse dies or sustains certain injuries in a car
  • Legal Protection – Pays legal costs to help you seek compensation for injuries or losses resulting from an accident that is not your fault or in connection with a dispute related to the purchase, sale or maintenance of your car
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