Our Range of Funds

We offer an extensive range of funds. Need advice? Call one of our expert advisors on 1850 237 237

Investment Funds

Funds by level of risk:

Very Low Risk

Very low risk funds focus on the preservation of capital above all else. They involve very little risk to investors’ capital and they are only designed as short-term holdings. Over the medium to long term, the return on these funds may be less than inflation and may not be enough to cover product charges.

Cash Fund

Low Risk

Low risk funds aim to provide a return in line with, or slightly better than, deposits. They involve very little risk to investors’ capital, provided certain conditions are met such as remaining invested for a specific period of time. Typically investments in this category will promise a specified return at some point in the future, e.g. a minimum of 100% capital back in 5 years’ time.

Low to Medium Risk

Low to medium risk funds offer the potential for returns in excess of deposits but do not promise a minimum return at any time. They tend to invest in a range of assets, normally focusing on lower risk assets such as government bonds and investment grade corporate bonds. However, they also typically invest in higher risk assets such as equities, property and alternatives (e.g. commodities). At times these investments may be a significant proportion of the fund. Investors’ capital is less exposed to market fluctuations than with higher risk investments but investors may get back less than they originally invested.

Elements Fund iFunds 3
BNY Mellon Absolute Return Bond Fund

Medium risk funds offer the potential for returns in excess of deposits but do not promise a minimum return at any time. They tend to invest in a range of assets, including lower risk assets such as government bonds and investment grade corporate bonds, but are more focused on higher risk assets such as equities, property and alternatives (e.g. commodities). Investors’ capital is less exposed to market fluctuations than with higher risk investments but investors may get back less than they originally invested.

BNY Mellon Global Real Return Fund iFunds 4
Elements Alpha Fund Income and Growth Fund
Gilt Fund Protected Assets
Insight Broad Opportunities Fund

Medium to High Risk

Medium to high risk funds aim to generate a return higher than deposits and inflation. They typically invest significant portions in assets such as equities, property and alternatives (e.g. commodities). They usually hold smaller amounts in lower risk assets such as government bonds and investment grade corporate bonds. Within these asset classes risk can be reduced by investing across sectors and geographic regions. Investors’ capital is not secure and can fluctuate, sometimes significantly, and investor may get back less than they originally invested.

Balanced Managed Fund KBI Pension Managed Fund
Ethical Managed Fund Pension Passive Multi-Asset Fund
Evergreen Fund Pension Managed Fund
iFunds 5 Trilogy II
Davy Defensive High Yield Fund

High Risk

The potential return from high risk investments is much higher than deposits or inflation. The focus is on maximising the potential return to investors, rather than minimising risks. Some high risk funds may consist almost entirely of one asset class or be concentrated in one geographic region or sector. Investors’ capital is not secure and may fluctuate significantly. Investors may get back substantially less than they originally invested.

Discovery International Equity Fund
Ethical Equity Property Fund
Global Emerging Markets Fund Water Fund
Global Equity Fund / Pension Equity Fund Spotlight
Indexed All Equity Alternative Energy
Indexed Funds: Eurozone Equity Indexed Fund / UK Equity Indexed Fund / Technology Indexed Fund / Japanese Equity Indexed Fund / North American Equity Indexed Fund Regional Equity Funds: Euroland Equity Fund / European Equity Fund / North American Equity/ Asia Pacific Equity Fund
Innovator iFunds Equities
World Index Fund (Hedged) & World Index Fund (UnHedged)

Very High Risk

Very high risk funds aim to generate exceptional returns for investors, but involve a significant level of risk. Very high funds may borrow to finance the purchase of assets and while this offers the potential for higher returns, any losses incurred by the fund will be magnified as a result of borrowing. In a worst case scenario, investors in a very high risk fund could lose all of their original investment.

Davy Geared High Yield Irish Equity

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