Home insurance quote
Whether you’ve just put a bid on your first home or you’re searching for a better price, find out what a Home Insurance policy through Bank of Ireland Insurance Services can offer you.
Why choose us?
- Apply for home insurance online in just a few minutes from any device
- Access key insurance policy documents from the platform 24/7
- An easy claims process with 95.1% of home insurance claims covered
- Pay your premium by Direct Debit monthly at no additional cost or by Credit / Debit Card
Find out more about contents only insurance, landlord insurance or tenant insurance.
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Key features and restrictions
- Buildings insurance doesn’t just cover the structure of your home, but also provides protection for your permanent fixtures as well – from bathroom units to the kitchen sink
- Contents insurance covers all household goods kept within the home, such as your clothes, books and furniture
- The Contents Sum Insured is automatically increased by 10% at no extra cost during the months of December and January for Christmas Gifts and for one month either side of a wedding in your Household
- 24 hour emergency helpline
- A quick, simple and hassle-free claims process
- Accidental Damage: Your policy automatically includes Accidental Damage cover on buildings. You can also choose to include accidental damage on contents to protect you against accidents caused by mishaps such as a spillage on your carpet or an ornament being knocked off a shelf
- Unspecified All Risks: Cover can be provided for loss or damage to your personal possessions both inside and outside your home e.g. if you have your camera stolen on holidays
- Policy Excess: Minimum standard excess is just €250, which means you will pay the first €250 of a claim. You can also choose to select a higher excess in return for a reduction in standard rates
- Free Instalment plan. You can pay annually or monthly by Direct Debit free of charge or by Credit / Debit Card
You can choose to select cover alterations in any combination of the following:
- Accidental Damage cover on contents
- Unspecified All Risks cover – can be provided for loss or damage to your personal possessions both inside and outside your home e.g. stolen camera
- Increase your minimum standard Policy Excess from €250 to €500, €750 or €1,000
- Home insurance cover aims to make you feel comfortable and secure in your house at all times. Our experts are leaders in home insurance in Ireland, and can tailor a policy to suit you, call in or contact us today.
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Terms and conditions
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Underwriting, terms and conditions apply. Home Insurance is arranged by Bank of Ireland Insurance Services and underwritten exclusively by RSA Insurance Ireland DAC. Bank of Ireland Insurance Services Limited trading as Bank of Ireland Insurance and Bank of Ireland Insurance Services is regulated by the Central Bank of Ireland. A member of the Bank of Ireland Group. RSA Insurance Ireland DAC is regulated by the Central Bank of Ireland.