Features & Benefits
What you get with a Personal Current Account:
A simple way of charging for your current account - a flat fee of €6 per month for maintaining the account and no individual charges for a range of current account transactions and services. There are a small number of services that you may be charged for, such as using your debit card for transactions in a foreign currency - see here for more details.
Overdraft – manage your money with an agreed overdraft amount.
Access to a comprehensive ATM and Branch network.
Quick and easy ways to pay bills and other payments – top up your mobile phone, pay your utility bills by direct debit, set up standing orders.
Bank statements and transaction history - see your account balances, bank statements (eStatements) and transaction history with 365 Online.
Make foreign currency (FX) payments: You can send money to friends or family, pay for overseas tuition fees and pay for property or cars abroad (subject to limits) see here for more details.
Instant Access Demand Account: use Instant Access Demand accounts to set aside and separate money into “Money Pots” online. A great way to manage your day-to-day spending such as - save excess money, ringfence or pool money for rent or bills, save for a short-term goal or treat. Money pots give you more flexibility to manage your day-to-day finances by making sure you stay in control of where your money goes. Click here for more information on how to open Instant Access Demand accounts.
Register for Online Banking with 365 Online and you can add the following features to your personal current account:
- Mobile banking– giving you access to the most popular 365 online services, securely and directly from your own mobile phone
- Control your cards at your fingertips: We’ve introduced new features to Banking 365 for your credit and debit cards. You can freeze and unfreeze your card, view the card PIN, order a replacement and much more. See all our new card features here.
- Mobile Top Up – top up your mobile phone or a friends at any time1
- eStatements – go paperless with eStatements
- Pay to Mobile– available on the mobile banking app; transfer money to any registered Bank of Ireland account simply by knowing the mobile number of the account holder
- Access to exclusive online savings accounts– open a savings account in minutes