Explore the possibilities
Check out the two scenarios below. One involves investing €200 a month for 15 years, the other involves investing a €10,000 lump sum over the same time period. Both projections illustrate what your investments could be worth in various market conditions.
Examples of investments
Investment Risk Level 4
Assumptions
Performance is quoted gross of tax.Performance is quoted net of an annual management charge (AMC) of 1.2%.Performance is quoted net of the 1% government levy which is payable on all investment premiums.No adjustment has been made to the projected returns to take account of inflation.It is assumed that the money is invested in a risk level 4 fund. This is a medium risk fund.It is assumed that all funds within a risk category will perform in line with the funds in that risk category mentioned above but this may not be the case.It is important to understand the potential returns identified on the graph are for information purposes only and are not intended to replace product illustrations that may be provided to you in accordance with laws and regulations.The projections are arrived at based on a stochastic model which is the property of Wilshire Associates, an investment advisory firm.The potential returns stated are estimates only and we do not offer any assurance as to their accuracy. The actual returns may be lower or higher than the returns shown although it is expected 90% of outcomes will be between the highest and lowest values displayed. The best and worst 5% of outcomes have not been displayed.The potential returns for each risk category are derived from several key factors include beta exposures, investment process and manager alpha forecast which are reviewed and updated from time to time.It is also important to understand that the shorter the term selected, the greater the possibility that the actual returns may differ as short term variables are less reliable.
Warning: These figures are estimates only. They are not a reliable guide to the future performance of this investment.
Warning: It is assumed that the money is invested in a risk level 4 fund. This is a medium risk fund.
Warning: The value of this investment may go down as well as up.
Warning: If you invest in this product you may lose some or all of the money you invest.
Warning: These funds may be affected by changes in currency exchange rates.
Warning: Past performance is not a reliable guide to future performance.