3rd Level Current Account

This type of account is available to applicants currently engaged in any full-time third level educational course, regardless of their age. This can be in a post-Leaving Certificate college or higher education institution, which includes full-time post-graduate studies with a minimum duration of one academic year.

Apply Online

Features & Benefits

If you are a full time 3rd level student studying for an undergraduate or postgraduate qualification, you can apply for our friendliest 3rd Level Current Account* here in just 6 minutes.

  • With a 3rd Level Account, there are no fees for maintaining the account and no individual charges for a range of current account transactions and services. There are a small number of services that you may be charged for, such as using your debit card for transactions in a foreign currency – see here for more details

  • Bio-sourced Visa Debit Card - made from 84% corn and takes just six months to break down when you are done, unlike its plastic equivalent which can take around 450 years to decompose
  • Apply for an account from your smartphone in 6 minutes – all you need is your passport and proof of address
  • Add your card to your smartphones digital wallet and start paying online and instore with your smartphone
  • Mobile banking – change address, manage statements, transfer money to friends, add, amend or cancel standing orders and cancel direct debits

  • Control your cards at your fingertips: We’ve introduced new features to Banking 365 for your credit and debit cards. You can freeze and unfreeze your card, view the card PIN, order a replacement and much more. See all our new card features here.
  • Access to a comprehensive ATM and Branch network

  • Make foreign currency (FX) payments: You can send money to friends or family, pay for overseas tuition fees and pay for property or cars abroad (subject to limits) see here for more details.

Apply Online Now
  • Instant Access Demand Account: use Instant Access Demand accounts to set aside and separate money into “Money Pots” online. A great way to manage your day-to-day spending such as – save excess money, ringfence or pool money for rent or bills, save for a short-term goal or treat. Money pots give you more flexibility to manage your day-to-day finances by making sure you stay in control of where your money goes. Click here for more information on how to open Instant Access Demand accounts.

Ways we can help