Graduate Current Account

If you have graduated from full time third level education in the last three years, you can apply for a graduate current account. Being a graduate means making important life choices. We offer a fantastic range of benefits and expert financial advice to help you on your way.

Whether you're about to start work or travel for a while our graduate current account has been specially developed to help you make the most of your options.

Features & Benefits

With a Graduate current account, you are not charged fees on the following day to day banking transactions.

  • Lodgements

  • Direct debits and standing orders

  • Debit card transactions and cash back1

  • Funds in or out of your account using 365 online, phone or mobile banking

  • Withdrawals at Bank of Ireland ATM's or in branches1

  • Visa debit card with contactless payments - make purchases at home by simply tapping your card on the reader. When abroad - bring your visa debit card to pay for goods and services as well as getting cash withdrawals from ATM machines. Download the Visa Travel app for a handy currency converter and ATM locator.

  • Change the way you pay. Google Pay is now available on android devices: Click here to find out how you can make quick, easy and contactless payments using your phone.

  • Graduate Overdraft - An ideal way to help you manage short term changes in your cash-flow

  • Online banking, Mobile banking and Telephone banking - bank whenever you want, wherever you want.

  • Access to Ireland's largest ATM and Branch network.

  • Bank statements and transaction history - see your account balances, bank statements( eStatements) and transaction history with 365 Online


There may be fees and charges for using your Visa Debit card abroad so check out our “Schedule of Fees and Charges for Personal Customers” brochure in branch or online. Government Stamp Duty applies, currently €0.12 per cash withdrawal at an ATM in ROI and capped at €5.00 for ATM & Debit card usage and €2.50 for ATM usage only.

Ways we can help