Graduate Current Account

If you have graduated from full time third level education in the last three years, you can apply for a Graduate current account. Being a graduate means making important life choices. We offer a fantastic range of benefits to help you on your way.

Whether you're about to start work or travel for a while our graduate current account has been specially developed to help you make the most of your options.

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Features & Benefits

  • With a Graduate current account, there are no fees for maintaining the account and no individual charges for a range of current account transactions and services. There are a small number of services that you may be charged for, such as using your debit card for transactions in a foreign currency - see here for more details.

  • Debit card with contactless payments - make purchases at home by simply tapping your card on the reader. When abroad - bring your debit card to pay for goods and services as well as getting cash withdrawals from ATM machines. Download the Visa Travel app for a handy currency converter and ATM locator.

  • Mobile payments are now available: You can make quick, easy and contactless payments using your phone/devices. Click here to find out more about Apple Pay and click here for Google Pay.

  • Graduate Overdraft - An ideal way to help you manage short term changes in your cash-flow.

  • Online banking, Mobile banking and Telephone banking - bank whenever you want, wherever you want.

  • Control your cards at your fingertips: We’ve introduced new features to Banking 365 for your credit and debit cards. You can freeze and unfreeze your card, view the card PIN, order a replacement and much more. See all our new card features here.
  • Access to a comprehensive ATM and Branch network.

  • Bank statements and transaction history - see your account balances, bank statements (eStatements) and transaction history with 365 Online.

  • Make foreign currency (FX) payments: You can send money to friends or family, pay for overseas tuition fees and pay for property or cars abroad (subject to limits) see here for more details.

Ways we can help