Affinity Credit Card

With Affinity Credit Cards from Bank of Ireland, you not only get all the advantages of a great credit card, Bank of Ireland also makes a donation to the college you choose and will donate a percentage of your annual expenditure at no expense to you.

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It’s taking us a little longer than usual to process applications, but we will let you know when yours is done.

Features & Benefits

Introductory offer1
2.9%fixed interest on balance transfers for first 12 months
Affinity Programmes available are: Trinity College Dublin, University College Dublin, University College Cork, University of Limerick, NUI Galway, NUI Maynooth.

With the Affinity Credit Card you get:

  • Control your cards at your fingertips: We’ve introduced new features to Banking 365 for your credit and debit cards. You can freeze and unfreeze your card, view the card PIN, order a replacement and much more. See all our new card features here.
  • Mobile payments are now available: You can make quick, easy and contactless payments using your phone/ devices. Click here to find out more about Apple Pay and click here for Google Pay.
  • Supporting your College – We make a donation when you become an affinity cardholder, as well as donating an additional payment to your University’s alumni fund for each year your Affinity card is active. You also receive your college branded credit card.
  • No transaction fees: Pay no transaction fees when you use your credit card to pay for goods and services. Cross border handling fees apply to non-Euro transactions.
  • No annual fee: No additional annual fees are applied to your credit card. Credit Card Accounts are liable to annual Government Stamp Duty of €30.
  • 24 hour approval: means next working day provided that we are in receipt of all relevant information and documentation. Applications for non Bank of Ireland customers and applications referred to underwriting may take longer.
  • Low cost instalment option: Spread the cost of larger purchases at a great low rate by taking advantage of our unique credit card Instalment Plan. Click here for more information.
  • Emergency Cash Service – Should you lose your card while abroad, we’ll cancel your card. If you are abroad we can provide you with an Emergency Cash Advance Facility in most countries (Subject to available credit, fees and charges may apply).
  • Free Additional Cardholders: Add up to 3 additional cardholders and still pay government stamp duty only once. Click here to apply now.
  • Paying with Contactless: Contactless payments allows you to make purchases up to the value of €502 at home and abroad by simply tapping your card on the reader.
  • Exclusive offers and experiences: As a Bank of Ireland MasterCard customer, you will get access to exclusive experiences, offers and benefits in Ireland or when exploring other destinations abroad with MasterCard Priceless Cities at

It only takes a couple of minutes to apply online.

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Lending criteria terms and conditions apply to all credit cards.

1 Available if you don’t currently hold a credit card with Bank of Ireland, whether you have an account with us or not. At the end of the introductory period the annual interest rates revert back to the standard variable purchase rate applicable to your card at that time.
2 This is currently the domestic limit for contactless transactions, higher or lower limits may apply outside of Republic of Ireland.

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