Affinity Credit Card

With Affinity Credit Cards from Bank of Ireland, you not only get all the advantages of a great credit card, Bank of Ireland also makes a donation to the college you choose and will donate a percentage of your annual expenditure at no expense to you.

Image of Affinity Credit Card

Features & Benefits

Introductory offer1
2.9%APR interest on balance transfers for first 12 months
Affinity Programmes available are: Trinity College Dublin, University College Dublin, University College Cork, University of Limerick, NUI Galway, NUI Maynooth.

With the Affinity Credit Card you get:

  • Supporting your College – We make a donation when you become an affinity cardholder, as well as donating an additional payment to your University’s alumni fund for each year your Affinity card is active. You also receive your college branded credit card.
  • No transaction fees: Pay no transaction fees when you use your credit card to pay for goods and services. Cross border handling fees apply to non-Euro transactions.
  • No annual fee: No additional annual fees are applied to your credit card. Credit Card Accounts are liable to annual Government Stamp Duty of €30.
  • 24 hour approval: means next working day provided that we are in receipt of all relevant information and documentation. Applications for non Bank of Ireland customers and applications referred to underwriting may take longer.
  • Low cost instalment option: Spread the cost of larger purchases at a great low rate by taking advantage of our unique credit card Instalment Plan. Click here for more information.
  • SuperValu Real Rewards points:2 Use your personal Credit Card for purchases anywhere and earn Supervalu Real Rewards points. Simply link your Bank of Ireland personal credit card account and your Real Rewards card on boi.com/realrewards.
  • Emergency Cash Service – Should you lose your card while abroad, we’ll cancel your card. If you are abroad we can provide you with an Emergency Cash Advance Facility in most countries (Subject to available credit, fees and charges may apply).
  • Free Additional Cardholders: Add up to 3 additional cardholders and still pay government stamp duty only once. Click here to apply now or download the form here.
  • Paying with Contactless: Contactless is a fast, easy and secure way to pay for items. It’s ideal for quick stops at coffee shops, grocery stores and pharmacies at home and abroad. There is no need to put your card into the terminal or enter your PIN, all you have to do is simply hold your credit card against the card reader. When you use contactless, a unique code is generated for your payment –so your actual card details are never shared with the retailer.
  • Exclusive offers and experiences: As a Bank of Ireland MasterCard customer, you will get access to exclusive experiences, offers and benefits in Ireland or when exploring other destinations abroad with MasterCard Priceless Cities at www.priceless.com.

It only takes a couple of minutes to apply online.

Apply Online Now

Lending criteria terms and conditions apply to all credit cards.

1 Available if you don’t currently hold a credit card with Bank of Ireland, whether you have an account with us or not. At the end of the introductory period the annual interest rates revert back to the standard rate applicable to your card at that time.
2 Interest is charged on cash advances and outstanding balances. Purchase Interest is charged if you don’t pay your credit card in full by your due date.

Ways we can help