How much can I borrow?

HOW MUCH CAN I BORROW?

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Based on your income you could
get a property of up to

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A minimum deposit of 0 is required
Your mortgage would be 0

Please note that this calculator gives you indicative results only; it does not mean we are willing to lend you the amounts shown. The limits in these calculators have yet to be updated to reflect new Central Bank of Ireland regulations. Contact us for more information. The mortgage amount is calculated using a variable interest rate of 4.5% (4.6% Annual Percentage Rate) and the maximum term is 35 years. A mortgage term of 35 years is available to First Time Buyers only, for Movers the maximum term available is 30 years. For first time buyers, the maximum mortgage is normally 90% on the first 220,000 of the property value and 80% on any value of the property above 220,000. These limits may vary. Contact us for more information.

Our great rates, tailored for you...

*Stamp Duty offer available to first-time buyers and movers who draw down a mortgage between 3rd June 2014 and 31st December 2015. Not applicable with any other offer. Lending criteria, terms and conditions apply, and security and insurance are required. Refund may be sought if the mortgage is paid back within 5 years. Bank of Ireland Mortgage Bank trading as Bank of Ireland Mortgages is regulated by the Central Bank of Ireland.

** There are lending criteria and terms and conditions, and security and insurance are required. 24 hours means the next working day. Formal mortgage application decision in most cases within 24 hours. Complex cases can take a little longer.

***Offer available to First Time Buyers and Movers who drawdown a self-build mortgage between 1st September 2014 and 1st May 2015. The bonus will be paid following the release of the final stage drawdown and will be 1% of the total drawdown from the original mortgage sanction. Any additional lending will be excluded from the payment calculation. Final drawdown must be made within 18 months of first drawdown. Not applicable with any other offer. The Bank reserves the right to seek the refund of the payment from the customer if the mortgage is paid back within 5 years.

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