Are you looking for a current account?

Opening a current account with Bank of Ireland is easy – apply online, over the phone on 1890 354 454 or drop into any of our 250 branches nationwide.

Personal Current Account

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The Personal Current account that fits perfectly around your lifestyle, making your everyday banking easier in so many ways. Why not start banking with us now? We’re committed to being much more than ‘that place where you keep your money’.

Features

  • Visa debit card with contactless
  • Overdraft available
  • Simple pricing structure

Benefits

  • Online, Mobile and Phone banking
  • Largest ATM and Branch network
  • Easily make payments

Young Saver Current Account

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Teaching children how to save early in life is an important habit to form. They will quickly understand more about the value of money and learn how to save for things that matter to them - a new toy, DVD or the latest computer game.

Features

  • Receive interest on your savings
  • Easily access funds
  • Open online in minutes

Benefits

  • Free backpack
  • Ireland’s largest Branch network
  • Designed for ages 7 - 12

2nd Level Current Account

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Why do we offer students more? It’s simple. Because in ten years’ time, you’ll still be one of our customers. You can start taking more control of your life and your money. With your own bank account you can save up for something big or spend a little whenever you want– it’s up to you. Plus, you’ll be able to access your cash at any time day or night, while only spending what you have in your account.

Features

  • ATM card
  • Visa Debit Card
  • Text Top Up

Benefits

  • Online, Mobile and Phone banking
  • Largest ATM and Branch network
  • No transaction fees

3rd level Current Account

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If you are a full time 3rd level student studying for an undergraduate or postgraduate qualification, you can apply for a 3rd level current account now. We’re on or near every campus across the country to offer help and advice to students and we also have a range of tailored products to suit your lifestyle.

Features

  • No transaction fees1
  • Visa Debit Card
  • Discounted Student Loans

Benefits

  • Online, Mobile and Phone banking
  • Largest ATM and Branch network

Graduate Current Account

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If you have graduated from full time third level education in the last three years, you can apply for a graduate current account. Being a graduate means making important life choices. We offer a fantastic range of benefits and expert financial advice to help you on your way.

Features

  • Discounted Graduate Overdraft
  • Visa Debit card

Benefits

  • Affinity Credit Cards
  • No fees for a number of services
  • Graduate Savings made easy

Golden Years Current Account

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When you turn 66, we can upgrade your personal current account to a golden years account to help you save on fees and charges, just come in talk to us today. If one of you is 66 years of age or older, you can apply for a joint account and reap the benefits of a golden years account saving you on fees and charges.

Features

  • No quarterly transaction fees
  • Visa Debit Card
  • Overdraft

Benefits

  • Online, Mobile and Phone banking
  • Largest ATM and Branch network
  • Bank statements and transaction
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You will not be charged fees on the following day to day banking transactions for the duration of your studies:

  • Lodgements
  • Direct debits and standing orders
  • Debit card transactions and cash back (for Debit Card, ATM and Point of Sale transactions and cashback. There may be fees and charges for using your card (Visa Debit) abroad. For full details click here to see our brochure “Schedule of Fees and Charges for Personal Customers”; it is also available in branch.
  • Debit/credit transactions using 365 online or phone or mobile banking
  • Withdrawals at Bank of Ireland ATM’s or in branches

Ways we can help