Competitive variable rates from as little as 7.5% APR1
Choose to repay your loan over 1 to 7 years
Defer your first three monthly repayments (optional, only if your loan is repaid monthly). By deferring the first three monthly repayments you will pay more than if you paid over the standard term
Borrow from €5,000 to €65,000
Once your loan has been approved, the money is paid directly to your Bank of Ireland current account
No hidden fees or charges - you can make extra repayments and clear your loan early with no penalty fees. By paying your loan off early you will pay less than if you paid over the standard term.
At Bank of Ireland, you are not required to pledge your savings in order to borrow
For loan terms of up to 10 years we have a €75 million home improvement fund available for works carried out under the Government Home Renovation Tax incentive scheme. A personal loan option is available for home improvement works under this scheme. At least part of the works undertaken must qualify for the tax credit under the Home Renovation Tax Incentive Scheme