Variable rates from 7.5% APR1
Borrow €7,500 for less than €150 per month2
Amounts from €1,000 - €65,000
Loan terms from 1 to 7 years
Flexible repayment options – clear your loan early and pay less interest
Option to defer first 3 months’ repayments3
No need to hold any savings against your loan
Apply online (existing BoI current account holders) by phone or in branch
APR stands for Annual Percentage Rate.
Rates depend on your individual circumstances and may differ from advertised APR. Over 18 years only. Lending criteria, terms and conditions apply; rate is dependent on previous account performance. Where applicants do not meet this criteria, alternative rates may apply. Only existing Bank of Ireland customers can apply online.
Variable rates are correct as at 14th September 2016 and are subject to change.
The repayments on a personal loan of €7,500 over 5 years are €149.42 per month based on a variable rate of 7.5% APR. The total cost of credit is €1,465.20.
By deferring your repayments at the start of your agreement you will pay more interest over the loan term than if you started to make repayments from the outset.