Classic Credit Card

The everyday credit card with no annual fee. Suitable for all existing Bank of Ireland customers. Apply for your Classic Mastercard online in minutes or call us on 0818 200 412 - Monday to Friday, 8am - 8pm.

Image of Classic Credit Card
It’s taking us a little longer than usual to process applications, but we will let you know when yours is done.

Features & Benefits

Introductory offer
0%interest on purchases for first 6 months1
or
0%interest on balance transfers for first 7 months2

With the Classic Credit Card you get:

  • No transaction fees: Pay no transaction fees when you use your credit card to pay for goods and services. Cross border handling fees apply to non-Euro transactions.
  • No annual fee: No additional annual fees are applied to your credit card. Credit Card Accounts are liable to annual Government Stamp Duty of €30.
  • 24 hour approval: means next working day provided that we are in receipt of all relevant information and documentation. Applications for non Bank of Ireland customers and applications referred to underwriting may take longer.
  • Low cost instalment option: Spread the cost of larger purchases at a great low rate by taking advantage of our unique credit card Instalment Plan. Click here for more information.
  • Free Additional Cardholders: Add up to 3 additional cardholders and still pay government stamp duty only once. Click here to apply now or download the form here.
  • Emergency Cash Service: Should you lose your card while abroad, we’ll cancel your card. If you are abroad we can provide you with an Emergency Cash Advance Facility in most countries (Subject to available credit, fees and charges may apply).
  • Paying with Contactless: Contactless payments allows you to make purchases up to the value of €503 at home and abroad by simply tapping your card on the reader.
  • Chargeback Rights: Your online purchases are never safer than when you pay with your Bank of Ireland MasterCard credit card. If something goes wrong, you can relax knowing that you’ll get your money back, whether your parcel gets lost in transit or your purchase is faulty or in the event fraudulent activity.
  • Interest free credit: Pay your bill in full and on time every month and don’t pay any interest on purchases. Enjoy up to 56 days interest free credit on what you buy. Interest is charged on cash advances and outstanding balances.
  • Exclusive offers and experiences: As a Bank of Ireland MasterCard customer, you will get access to exclusive experiences, offers and benefits in Ireland or when exploring other destinations abroad with MasterCard Priceless Cities at www.priceless.com.

It only takes a couple of minutes to complete the online application.

Apply Online Now

Lending criteria terms and conditions apply to all credit cards.

1 0% interest on purchases available for new credit card customers for the first 6 months. After 6 months from the date of account opening standard interest will apply to purchases the details of which are outlined in the rates section.
2 Available for new credit card customers for the first 7 months from the account opening. At the end of the introductory period the annual interest rates will revert to the standard rate applicable to your card at that time.
3 This is currently the domestic limit for contactless transactions, higher or lower limits may apply outside of Republic of Ireland.

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