Classic Credit Card

The everyday credit card with no annual fee. Suitable for all existing Bank of Ireland customers. Apply for your Classic Mastercard online in minutes or call us on 0818 200 412 - Monday to Friday, 8am - 8pm.

Features & Benefits

Introductory offer
0%interest on purchases for first 6 months1
0%interest on balance transfers for first 7 months2
With the Classic Credit Card you get:

  • No transaction fees: Pay no transaction fees when you use your credit card to pay for goods and services. Cross border handling fees apply to non-Euro transactions.

  • No annual fee: No additional annual fees are applied to your credit card. Credit Card Accounts are liable to annual Government Stamp Duty of €30.

  • Free Additional Cardholders: Add up to 3 additional cardholders and still pay government stamp duty only once.

  • 24 hour approval: means next working day provided that we are in receipt of all relevant information and documentation. Applications for non Bank of Ireland customers and applications referred to underwriting may take longer.

  • Low cost instalment option: Spread the cost of larger purchases at a great low rate by taking advantage of our unique credit card Instalment Plan. Click here for more information.

  • Emergency Cash Service: Should you lose your card while abroad, we’ll cancel your card. If you are abroad we can provide you with an Emergency Cash Advance Facility in most countries. (Subject to available credit, fees and charges may apply.)

  • Chargeback Rights: You are protected when you use your credit card to make purchases in the event of loss or non-receipt of goods / services and in the event of fraudulent activity.

  • Interest free credit: Pay your bill in full and on time every month and don’t pay any interest on purchases. Enjoy up to 56 days interest free credit on what you buy. Interest is charged on cash advances and outstanding balances.

It only takes a couple of minutes to complete the online application.

Apply Online Now

Lending criteria terms and conditions apply to all credit cards.

1 0% interest on purchases for the first 6 months. After 6 months from the date of account opening standard interest will apply to purchases the details of which are outlined in the rates section.
2 Limited offer available on accounts opened up to 31st of March 2016. Available if you don’t currently hold a credit card with Bank of Ireland, whether you have an account with us or not. At the end of the introductory period the annual interest rates revert back to the standard rate applicable to your card at that time.

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