Existing Credit Card Holders

Free services that make managing your account simpler

Existing Customers

Changing your credit card limit

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Should you need additional flexible finance, you can request an increase* in your credit card limit by completing a short online form. If you want to decrease your limit, please call our contact centre team on 0818 251 251 and they can assist you.

Instalment Plan

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If you have a personal credit card with Bank of Ireland, you have the option to spread the cost of your bigger purchases at a great low interest rate. You can transfer a credit card purchase of €250 or more onto a lower rate. You pay it off in either 6, 12 or 24 equal monthly instalments. Perfect for big spends or even unexpected costs that might pop up. Please note that Instalment plan feature is not available on the student credit card.

Additional Cardholders

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Add up to 3 additional cardholders and still pay government stamp duty only once.