Make the most of the Government Home Renovation Incentive (HRI) scheme and grants under the Better Energy Homes Scheme, to make the home improvements you want.
The Home Renovation Incentive (HRI) provides an income tax relief that homeowners can claim for repairs, renovations and improvements to their home or rental property. The revenue website has a full section of information on this, including how to apply.
If you are improving your home to become more energy efficient you could also apply for a grant under the Better Energy Homes Scheme. All the information you need is available on the Sustainable Energy Authority of Ireland (SEAI) website.
With Bank of Ireland, you can apply for a home improvement loan to cover the cost of your renovation work, or a mortgage ‘top-up’ (equity release) which is an additional mortgage loan secured on your property. The choice is entirely yours.
Find out which options suits your needs:
- Home improvement loan option
- Mortgage Top-Up option