Improve, Repair or Extend your Home

Make it real

and borrow €20,000 for less than €395 a month over 5 years¹

Key Features

Variable rates from 6.8% APR¹
Amounts from €1,000 – €65,000
Loan terms from 1 to 7 years
Flexible repayment options – clear your loan early and pay less interest
Option to defer first 3 months’ repayments²
No need to hold any savings against your loan
Apply online in 15 minutes³ (existing BoI current account holders) by phone or in branch

To see which rates apply to your needs, click here.

WARNING: IF YOU DO NOT MEET THE REPAYMENTS ON YOUR LOAN, YOUR ACCOUNT WILL GO INTO ARREARS. THIS MAY AFFECT YOUR CREDIT RATING, WHICH MAY LIMIT YOUR ABILITY TO ACCESS CREDIT IN THE FUTURE.

THE COST OF YOUR MONTHLY REPAYMENTS MAY INCREASE.

1 APR stands for Annual Percentage Rate. Rate offered depends on loan amount and may differ from advertised rate. Lending criteria terms and conditions apply. Over 18s only and not suitable for students. Only Bank of Ireland customers can apply online. The repayments on a personal loan of €20,000 over 5 years are €391.92 per month based on a variable rate of 6.8% APR. The total cost of credit is €3,515.20. Variable rates are correct as at 18th October 2017 and are subject to change.

2 By deferring your repayments at the start of your agreement you will pay more interest over the loan term than if you started to make repayments from the outset.

3 15 minutes refers to completed online personal loan applications by Bank of Ireland current account holders.