SuperSaver | - 3.00% AER* fixed for the first 12 months.
- Following the 12 month period the account will default to the Standard Regular Saver variable rate (currently 2%)
- (subject to DIRT***)
| | - Save monthly by direct debit: Minimum €5, Maximum €2,500.
- Fixed interest rate for 12 months.
- Instant access to your money in any branch with ID or via 365 Online, money will be credited the next working day.
| | Instant Access | Medium-Term: Save for goals 1 to 3 years, like a house deposit. |
GoalSaver | - Up to €14,999: 2.00% AER* Variable.
- €15,000 and above: 0.50% AER* Variable.
- (subject to DIRT***)
| | - Save monthly by direct debit: Minimum €20, Maximum €2,000.
- Instant access to your money in any branch with ID or via 365 Online, money will be credited the next working day.
- Variable interest rate*.
| | Instant Access | Short-Term: Save for immediate or near-future needs, like a holiday. |
MortgageSaver | - Up to €14,999: 2.00% AER* Variable.
- €15,000 and above: 0.50% AER* Variable.
- (subject to DIRT***)
| | - Save monthly by direct debit: Minimum €200, Maximum €2,500.
- €2,000 bonus interest for first time buyers.
- (subject to DIRT***)
| | Instant Access | Medium-Term: Save for goals 1 to 3 years, like a house deposit. |
31 Day Notice Account | - Variable interest rate 1.00% AER*
- (subject to DIRT***)
| - Requires a minimum lodgement of €5,000
| - Minimum lodgement of €5,000.
- Withdraw money by giving 31 days notice.
- No maximum lodgement amount.
- Additional lodgements permitted.
| | Limited Access | Medium-Term: Save for goals 1 to 3 years, like a house deposit. |
Advantage Fixed Term Deposit Account** | - 6 Months: 1.51% AER* fixed.
- 12 Months: 1.75% AER* fixed.
- 18 Months: 2.24% AER* fixed.
- (subject to DIRT***)
| - Requires a minimum lodgement of €5,000
| - From €5,000.
- One lump sum allowed into the term account.
- Withdrawal of 25% access permitted during the term.
| | Limited Access | Medium-Term: Save for goals 1 to 3 years, like a house deposit. |
Instant Access Demand | - Variable interest rate 0.10% AER*
- (subject to DIRT***)
| - Requires BOI current account for online functionality
| - Save irregular amounts.
- Instant access to your money in any branch with ID or via 365 Online.
- Cash and euro cheque lodgements.
- E-statements.
| | Instant Access | Short-Term: Save for immediate or near-future needs, like a holiday. |
365 31 Day Notice Account | - Variable interest rate 1.00% AER*
- (subject to DIRT***)
| - Requires BOI current account
- Requires a minimum lodgement of €5,000
| - Minimum lodgement of €5,000.
- Withdraw money by giving 31 days notice.
- Sole account only.
| | Limited Access | Medium-Term: Save for goals 1 to 3 years, like a house deposit. |