What type of Saver are you?

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Whatever your savings needs, whether it’s a dream holiday, new car, home of your own, or simply a safe place for your money, we have a wide range of options to help you reach your goal. See our summary product comparison to help you narrow your choices and select the best option to suit your needs.

Product Type Regular Saver Notice On Demand Term Child Account
Who is the product suitable for? Those who want to achieve a specific goal and save a regular amount by direct debit each month. Those who want to lodge a lump sum and don’t need instant access to withdraw. Those who want to be able to move funds in and out easily, park funds, or short term savings goals Those who want to lodge a lump sum without needing access for 12 months. Those who want to save for kids under 7 years old in the short to medium term.
Our Products:
  • Demand (Must hold a BOI current account to open)
Where can I open?
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What are the key product features?
  • Monthly Direct Debit Required
  • Maximum and minimum lodgement limits apply
  • Service your account online (when registered for online banking)/phone/branch
  • Access to your money without restrictions
  • Lodge up to a maximum of €20k in lump sums to the MortgageSaver
  • From 5k to 100k
  • Multiple lump sums allowed for 31 Day Notice only up to the maximum balance limit
  • 365 products, online application only and once off Direct Debit payment into the account
  • 31 Days notice required to access your money
  • Cash and Cheque lodgements at BOI branches & An Post
  • Instant Access
  • e-statements
  • Online payment services
  • From 5k to 100k
  • One Lump sum allowed by Direct Debit payment into the account
  • 365 product, online application only
  • No withdrawals during the term
  • Account is in your name with child’s name noted
  • Optional Monthly Direct Debit
  • Lodge up to a maximum of €10k in lump sums
  • Service your account online (when registered for online banking)/phone/branch

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For longer term savings you may be better suited to an Investment Product.

If you need a currency other than Euro – Take a look at our Currency Deposit Accounts.

Terms and conditions apply.