Mortgage Service Hub
Get the most from your mortgage
We offer you the flexibility to overpay your mortgage. Use our overpayment calculator to see what savings you could make.
Ready for your next move? We can help you with your mortgage when you’re moving house or apartment.
We may be able to help you top up your mortgage loan through equity release.
Take control of your finances
If your mortgage is in arrears, we’ve introduced new ways of making payments on your loan and managing your debt. We’re here to help.
Learn how to manage your money, plan for your future and be as prepared as possible for the unexpected.
The lender is Bank of Ireland Mortgages. Lending criteria and terms and conditions apply. A typical mortgage to buy your home of €100,000 over 20 years with 240 monthly instalments costs €629.07 per month at 4.45% variable (Annual Percentage Rate of Charge (APRC) 4.6%). APRC includes €150 valuation fee and mortgage charge of €175 paid to the Property Registration Authority. The total amount you pay is €151,301.80. We require property and life insurance. You mortgage your home to secure the loan. Maximum loan is generally 3.5 times gross annual income (4 times gross annual income for first time buyers) and 90% of the property value. A 1% interest rate rise would increase monthly repayments by €54.61 per month. The cost of your monthly repayments may increase – if you do not keep up your repayments you may lose your home. Available to over 18s only.
Bank of Ireland Mortgage Bank u.c. trading as Bank of Ireland Mortgages is regulated by the Central Bank of Ireland.