Motor Finance

If you are looking to finance your Car purchase our Motor Finance product may be the most suitable option for you with a fixed APR (Annual Percentage Rate) of 6.75%1. You can finance amounts from €7,000 on our excellent Consumer Hire Purchase Product which is easy and convenient to arrange.

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Features & Benefits

  • Finance amounts are from €7,000.

  • Finance terms from 2 years up to 5 years maximum.

  • Finance is provided by Consumer Hire Purchase only.

  • Interest rate is fixed for the duration of the agreement at 6.75% APR.

  • At the end of your agreement and on payment of a purchase fee of €63.49, the car belongs to you.

  • Bank of Ireland Finance organises payment with your supplying Motor Dealer2 on your behalf once an invoice is received..

WARNING: You may have to pay charges if you pay off a hire purchase agreement early.
WARNING: If you do not meet the repayments on your hire purchase agreement, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit, a hire purchase agreement, a consumer hire agreement or a BNPL agreement in the future.
1 Representative Finance Example: Finance Amount: €20,000 at a rate of 6.75% APR over a 5 year term will require 60 monthly repayments of €389.60. Total Cost of Credit is €3,502.98. A documentation fee of €63.49 and a purchase fee of €63.49 applies. Lending criteria and terms and conditions apply. Applicants must be aged 18 years or over. The information is for illustrative purposes only and does not constitute an offer. This is a Consumer Hire Purchase Agreement provided by Bank of Ireland Finance. Ownership remains with Bank of Ireland Finance until the final payment is made. Bank of Ireland trading as Bank of Ireland Finance is regulated by the Central Bank of Ireland.

The supplying Motor Dealer must be an approved Motor Dealer in the Republic of Ireland.

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