Credit Cards

Choose a Bank of Ireland credit card today and avail of the great features and benefits below. It only takes a few minutes to apply online and you can be approved in 24 hours.

Card Care

Existing customers can now service their account through Card Care.

Classic Credit Card

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The everyday credit card with no annual fee. Apply for your Classic Mastercard online in minutes or call us on 0818 200 412 - Monday to Friday, 8am - 8pm.

Features

  • 0% interest on purchases1
  • No transaction fees2
  • No annual fee3

Benefits

  • Add cardholders for free
  • Get approved in 24 hours4
  • Low cost instalment option

Platinum Advantage Card

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Lowest interest rate credit card available for new and existing Bank of Ireland customers. Apply for your Platinum Advantage Mastercard online in minutes or call us on 0818 200 412 - Monday to Friday, 8am - 8pm.

Features

  • 0% interest on purchases1
  • No transaction fees5
  • Interest free credit2

Benefits

  • Get approved in 24 hours4
  • Lowest interest rate card
  • Free travel insurance

Affinity Credit Card

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With our Affinity Credit Cards, you not only get all the advantages of a great credit card, Bank of Ireland also makes a donation to the college you choose and will donate a percentage of your annual expenditure at no expense to you.

Features

  • College branded card
  • No transaction fees2
  • No annual fee3

Benefits

  • Add cardholders for free
  • Get approved in 24 hours4
  • Low cost instalment option

Student Credit Card

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The Bank of Ireland Student Credit Card is specifically designed to suit your budget, lifestyle and financial needs. It is easy to apply for and subject to approval, gives you an immediate credit limit of €500 in your first or second year of full time study and up to €1,000 if you’re in third year or above of full time study.

Features

  • Up to €1,000 credit limit
  • No annual account fee3
  • 0% interest on purchases1

Benefits

  • Get approved in 24 hours4
  • Free travel insurance
  • No cash advance fee
1

0% interest on purchases for the first 6 months. After 6 months from the date of account opening standard interest will apply to purchases the details of which are outlined in the rates section.

2

Cross border handling fee applies to non-euro transactions

3

The Government stamp duty of €30 applies

4

24 hour approval means next working day provided that we are in receipt of all relevant information and documentation. Applications for non Bank of Ireland customers and applications referred to underwriting may take longer.

5

Get up to 56 days interest free credit on what you buy

Ways we can help