Credit Cards

Choose a Bank of Ireland credit card today and avail of the great features and benefits below. It only takes a few minutes to apply online and you can be approved in 24 hours.

Aer Credit Card

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Bank of Ireland and Aer Lingus have teamed up to bring you a new kind of credit card. One that turns your spend into amazing travel rewards. Let the adventures begin! Apply online in minutes, call us on 0818 200 412 - Monday to Friday, 8am - 8pm or visit your local branch.

Features

  • 2 Free Return Fares1
  • 2 Lounge Passes2
  • Worldwide Travel Insurance3

Benefits

  • 0% Introductory offers4
  • Get approved in 24 hours5
  • Low cost instalment option

Classic Credit Card

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The everyday credit card with no annual fee. Apply for your Classic Mastercard online in minutes or call us on 0818 200 412 - Monday to Friday, 8am - 8pm.

Features

  • 0% interest on purchases4
  • No transaction fees6
  • No annual fee7

Benefits

  • Get approved in 24 hours5
  • Low cost instalment option
  • SuperValu Real Rewards

Platinum Advantage Card

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Lowest interest rate credit card available for new and existing Bank of Ireland customers. Apply for your Platinum Advantage Mastercard online in minutes or call us on 0818 200 412 - Monday to Friday, 8am - 8pm.

Features

  • 0% interest on purchases4
  • No transaction fees6
  • SuperValu Real Rewards

Benefits

  • Get approved in 24 hours5
  • Lowest interest rate card
  • Free travel insurance

Affinity Credit Card

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With our Affinity Credit Cards, you not only get all the advantages of a great credit card, Bank of Ireland also makes a donation to the college you choose and will donate a percentage of your annual expenditure at no expense to you.

Features

  • College branded card
  • No transaction fees6
  • No annual fee7

Benefits

  • Get approved in 24 hours5
  • Low cost instalment option
  • SuperValu Real Rewards

Student Credit Card

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The Bank of Ireland Student Credit Card is specifically designed to suit your budget, lifestyle and financial needs. It is easy to apply for and subject to approval, gives you an immediate credit limit of €500 in your first or second year of full time study and up to €1,000 if you’re in third year or above of full time study.

Features

  • Up to €1,000 credit limit
  • No annual account fee7
  • 0% interest on purchases4

Benefits

  • Get approved in 24 hours5
  • Free travel insurance
  • SuperValu Real Rewards
Interest is charged on cash advances and outstanding balances. Purchase Interest is charged if you don’t pay your credit card in full by your due date.
Over 18s only. Lending criteria, terms and conditions apply. Bank of Ireland is regulated by the Central Bank of Ireland.
1

Taxes, fees and charges apply. Available when you spend €5,000 or more within a Reward Year on the Aer Credit Card, except for Excluded Transactions. Free return fares are for any European Aer Lingus ticketed and operated flights to / from Dublin, Cork, Shannon or Belfast. A minimum of two seats per flight will be available, except for Restricted Periods. Seat availability on the Aer Lingus website or through a booking agent does not guarantee a free return fare.

2

To access Aer Lingus operated lounges at Dublin, Cork, Shannon and Belfast Airports every Reward Year.

3

Acceptance criteria, terms and conditions apply. Bank of Ireland Travel Insurance is underwritten by AIG Europe Limited.

4

0% interest available for new credit card customers for the first 6 months for purchases or 7 months for balance transfers from the date of account opening. At the end of the introductory period the annual interest rates will revert to the standard interest rate applicable to your card at that time. Balance Transfer introductory rates are not available on Student Credit Cards.

5

24 hour approval means next working day provided that we are in receipt of all relevant information and documentation. Applications for non Bank of Ireland customers and applications referred to underwriting may take longer.

6

Cross border handling fee applies to non-euro transactions

7

The Government stamp duty of €30 applies

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