Golden Years Account

When you turn 66, we can upgrade your personal current account to a Golden Years Account, just talk to us today.

Apply Online Now

Features & Benefits

  • With a Golden Years Account, there are no fees for maintaining the account and no individual charges for a range of current account transactions and services. There are a small number of services that you may be charged for, such as using your debit card for transactions in a foreign currency – see here for more details
  • Mobile payments are now available: You can make quick, easy and contactless payments using your phone/devices. Click here to find out more about Apple Pay and click here for Google Pay.
  • Debit card with contactless payments - make purchases in seconds at home and abroad by simply tapping your card on the reader

  • Manage your money with an overdraft

  • Online banking, Mobile banking and Telephone banking – bank whenever you want, wherever you want

  • Access to a comprehensive ATM and Branch network

  • Bank statements and transaction history - see your account balances, bank statements (e-statements) and transaction history with 365 Online

Register for Online Banking with 365 Online and you can add the following features to your Golden Years current account:

  • Mobile banking– giving you access to the most popular 365 online services, securely and directly from your own mobile phone
  • Mobile Top Up – top up your mobile phone or a friends at any time
  • eStatements – go paperless with eStatements
  • Pay to Mobile– available on the mobile banking app; transfer money to any registered Bank of Ireland account simply by knowing the mobile number of the account holder.
  • Access to exclusive online savings accounts– open a savings account in minutes

Ways we can help