Coming to Ireland
If you are planning to move to Ireland, why not apply for a Bank of Ireland current account? You can apply up to 45 days before you arrive in the Republic of Ireland.
Why choose us for a personal current account?
Easy everyday banking
Our services include contactless card payments; account transfers up to €20,000 a day; cash withdrawals at ATMs, and access to a digital wallet. All for a flat monthly fee of €6 per month*.
Convenient in-app banking
Manage your account(s) on the go from your smartphone or tablet.
Spending insights
Our 365 Money Insights gives you a look at what you’re spending money on each month.
An Post services
In addition to our branch network, you can also complete a selected number of banking transactions at An Post .
Useful features
Card controls let you freeze your card if lost or stolen, and Pay to Mobile makes it easy to split the bill with friends.
Protected and secure
24/7 fraud protection and your money is safe under the Deposit Guarantee Scheme.
Advisor support
You will be assigned a dedicated case manager to support you through your account-opening journey. You can also talk to our team on webchat, over the phone, or in one of our branches nationwide.
Financial wellbeing
You can talk to an expert and get a free financial plan to help you manage your finances when you arrive in Ireland.
What do I need to apply?
To be eligible for the Coming to Ireland process you must be:
- Aged 18 and over
- Meet the product criteria for the current account type you want
- Returning OR moving to the Republic of Ireland in the next 45 days
To apply, you’ll need:
- Valid photo identification – The documents we accept are your passport, drivers license card, or EU National ID card.
- Proof of address – The documents we accept can include a utility bill, a financial statement, or a letter from the Revenue Commissioners, an approved university, the CAO, the Department of Social Welfare, or the Naturalisation and Immigration Service.
- We’ll also ask you to take a selfie in the application form so make sure you’re camera ready.
Please note: Proof of address documents must be in English. If your documents are not in English, they must be translated & certified before you start the application. You must update your address to an Irish postal address within 60 days of opening your account.
The translated document can be certified by one of the following:
- Registered notary public
- Practising legal professional
- Embassy or government official
Please note: If you’d prefer to apply in person, you can book an appointment with one of our helpful advisers in your local branch. You will need to bring valid photo identification and proof of address. Here’s a full list of acceptable documents.
Additional personal current account options:
Additional personal current account options who can use the ‘Coming to Ireland’ process:
Use our comparison table to explore the current accounts we offer side by side.
Who are Bank of Ireland?
We are a full-service bank offering a wide range of services. We have many branches and ATMs across Ireland, making it easy for you to access your money and get support wherever you live. We also have convenient and comprehensive digital banking services on our 365 mobile app and website.
We work hard to prevent and protect against fraud. We use two-factor authentication for online banking, secure card payments with chip and PIN technology, and real-time alerts for suspicious transactions. If fraud happens, our dedicated fraud team is ready to help. They can quickly block compromised accounts, assist in recovering lost funds, and guide you on how to protect your account against future attempts.
Most of all, we’re passionate about your financial wellbeing. We know that managing money well is the key to personal and financial health. That’s why we offer a range of tools, resources, and programmes to help you make informed financial decisions and develop good financial habits. Opening a current account with us could be your first step towards a secure financial future.
Help and support
If you need more help, you can contact us or visit the dedicated current accounts section on our Help Centre.
Fees
Enjoy a range of features and services with a single monthly fee of €6. We do not charge for individual fees on day-to-day euro transactions and services.
We do not charge a monthly account maintenance fee on our Third Level current account, Graduate current account, or Golden Years current account.
View our Fee Information Document for for the product you wish to open – this informs you about fees for the main services linked to this account. It also helps compare these fees with those of other accounts.
Fee Information Document for Personal current account
Fee Information Document for Third Level current account
Fee Information Document for Graduate current account
Fee Information Document for Golden Years current account- View our Glossary of Terms – this tells you in plain English the terms we, and all EU financial service providers commonly use for payment services.
There may also be charges for things like Government Stamp Duty, and when you make international payments.
For details on the fees and charges on our personal current accounts, see our Schedule of Fees and Charges for Personal Customers brochure and our Schedule of International Transaction Charges brochure.
These brochures are also available in any Bank of Ireland branch.
Terms & Conditions
These are the Terms and Conditions that apply to the Personal current account, Third Level current account, Graduate current account, Golden Years current account – download here:
