Classic Credit Card

The everyday credit card with no annual fee. Suitable for all existing Bank of Ireland customers. Apply for your Classic Mastercard online in minutes or call us on 0818 200 412 - Monday to Friday, 8am - 8pm.

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There are fees and charges that apply to the Classic Credit Card. Please see the table below:

Unpaid/Returned Direct Debits €5.00
Cross Border Handling Fee Transaction in euro – No charge
All other transactions – 2.25% value of transaction
Cash Advance Fee Transactions in euro – 1.5% subject to a minimum of €2.54 per transaction
Non euro transactions – A Cash Advance fee of 1.5% will be applied to the euro converted amount including the 2.25% cross border handling fee referred to above, subject to a minimum of €2.54 per transaction
Annual Account Fees Government Stamp Duty – €30.00
Late Payment Fee €7.50
Overlimit Fee €7.50
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