Variable rates from 6.8% APR1
Amounts from €1,000 - €65,000
Loan terms from 1 to 5 years
Flexible repayment options – clear your loan early and pay less interest
Option to defer first 3 months’ repayments2
No need to hold any savings against your loan
Apply online (existing BoI current account holders) by phone or in branch
APR stands for Annual Percentage Rate.
Rate offered depends on loan amount and may differ from advertised rate. Lending criteria terms and conditions apply. Over 18s only and not suitable for students. Only Bank of Ireland customers can apply online.
The repayments on a personal loan of €20,000 over 5 years are €391.92 per month based on a variable rate of 6.8% APR. The total cost of credit is €3,515.20.
Variable rates are correct as at 18th October 2017 and are subject to change.
By deferring your repayments at the start of your agreement you will pay more interest over the loan term than if you started to make repayments from the outset.