Personal Loan

for Dreams big or small

Upgrade your car, take that trip of lifetime
or make some home improvements with our Personal Loan

Key Features

  • Variable rates from 6.8% APR1

  • Amounts from €1,000 - €65,000

  • Loan terms from 1 to 5 years

  • Flexible repayment options – clear your loan early and pay less interest

  • Option to defer first 3 months’ repayments2

  • No need to hold any savings against your loan

  • Apply online (existing BoI current account holders) by phone or in branch

Apply Online
WARNING: If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit in the future.
WARNING: The cost of your monthly repayments may increase.
1

APR stands for Annual Percentage Rate.

Rate offered depends on loan amount and may differ from advertised rate. Lending criteria terms and conditions apply. Over 18s only and not suitable for students. Only Bank of Ireland customers can apply online.

The repayments on a personal loan of €20,000 over 5 years are €391.92 per month based on a variable rate of 6.8% APR. The total cost of credit is €3,515.20.

Variable rates are correct as at 18th October 2017 and are subject to change.
2

By deferring your repayments at the start of your agreement you will pay more interest over the loan term than if you started to make repayments from the outset.

Other Bank of Ireland Products

Image referring to Overdraft Overdraft Image referring to Car loan Car loan Image referring to Classic Credit Card Classic Credit Card

Ways we can help