Car loan

Thinking of buying a car? With a variable rate loan from Bank of Ireland you have the option of making extra repayments and clear your loan early.

Features & Benefits

With the car loan you get:

  • Competitive variable rates from as little as 7.5% APR1

  • Choose to repay your loan over 1 to 5 years

  • Defer your first three monthly repayments (optional, only if your loan is repaid monthly). By deferring the first three monthly repayments you will pay more than if you paid over the standard term

  • Borrow from €1,000 to €65,000

  • Quick and easy online application for Bank of Ireland customers. Non-Bank of Ireland customers can call us on 0818 200 334 or drop into a local branch

Apply Online Now

For Consumer Hire Purchase of €7,000 or more, click here


APR stands for Annual Percentage Rate.

Rates depend on your individual circumstances and may differ from advertised APR. Over 18 years and existing Bank of Ireland current account customers only. Lending criteria, terms and conditions apply; rate is dependent on previous account performance. Where applicants do not meet this criteria, alternative rates may apply.

The repayments on a personal loan of €7,000 over 5 years are €139.46 per month based on a variable rate of 7.5% APR. The total cost of credit is €1,367.60.

Variable rates are correct as at 14th September 2016 and are subject to change.

Ways we can help