Fixed rates roll to the corresponding new business variable rate at the end of the fixed period. A typical variable rate mortgage of €100,000 over 20 years costs €615.79 per month. This is an increase of €54.01 per month. Information correct as at 2nd November 2017. Bank of Ireland is regulated by Central Bank of Ireland. BOI Gov Co Mortgage Rates – Residential Lending (Owner Occupier).
**For Existing customers the LTV variables above are only as a roll-to option after an initial fixed rate period.
Annual percentage rate of charge (APRC) is 4.3%. The cost of your monthly repayments may increase. A 1% interest rate rise will increase this repayment to €669.80 (APRC 5.3%).
Warning: If you do not keep up your repayments you may lose your home
Warning: The cost of your monthly repayments may increase.
Warning: You may have to pay charges if you pay off a fixed–rate loan early.
Warning: If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit in the future.
Please note that this calculator gives indicative results for illustrative and guidance purposes only and is not an offer of a loan. Your mortgage may be subject to a loan to value or a loan to income limit under the Central Bank Regulations introduced in February 2015. You can contact us for more information as the limits may vary. There are lending criteria and terms and conditions and security and insurance are required.
APRC is the Annual Percentage rate of Charge
LTV is Loan to Value