Contents Insurance

Customers living in apartments or living in houses covered by a block policy for buildings may need to cover their contents separately.

Contents Insurance

Customers living in apartments or living in houses covered by a block policy for buildings may need to cover their contents separately. With Bank of Ireland you can avail of this cover whether you are:

  • A renter
  • An owner occupier
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  • Key features and restrictions
    • Our buildings insurance doesn’t just cover the structure of your home, but also provides protection for your permanent fixtures as well – from bathroom units to the kitchen sink Our contents insurance covers all household goods kept within the home, such as your clothes, books and furniture
    • The Contents Sum Insured is automatically increased by 10% at no extra cost during the months of December and January for Christmas Gifts and for one month either side of a wedding in your Household
    • We provide a 24 hour emergency helpline
    • Our claims process is quick, simple and hassle-free
    • Accidental Damage: Your policy automatically includes Accidental Damage cover on buildings. You can also choose to include accidental damage on contents to protect you against accidents caused by mishaps such as a spillage on your carpet or an ornament being knocked off a shelf
    • Unspecified All Risks: We can provide cover for loss or damage to your personal possessions both inside and outside your home e.g. if you have your camera stolen on holidays
    • Policy Excess: Our minimum standard excess is just €250, which means you will pay the first €250 of a claim. You can also choose to select a higher excess in return for a reduction in our standard rates
    • Free instalment plan. You can pay annually or monthly by Direct Debit free of charge or by Credit / Debit Card

    You can choose to select cover alterations in any combination of the following:

    • Accidental Damage cover on Contents Unspecified All Risks cover – We can provide cover for loss or damage to your personal possessions both inside and outside your home e.g. stolen camera
    • Increase your minimum standard Policy Excess from €250 to €500, €750 or €1,000 Our home insurance cover aims to make you feel comfortable and secure in your house at all times. Our experts are leaders in home insurance in Ireland, and can tailor a policy to suit you, call in or contact us today
  • Terms and conditions