Are you looking for an overdraft?

Apply for an overdraft with Bank of Ireland.

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Features & Benefits

An overdraft facility provides extra flexibility when you need it most.

  • Flexibility to apply for an overdraft to suit you whatever your needs are
  • An ideal way to handle short term changes in your cash-flow
  • Once you have this credit facility on your current account, you can overdraw up to an agreed limit
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Who can apply for an Overdraft?

The current variable standard overdraft interest rate is 13.25% (Annual Percentage Rate of Charge (APRC) 16.2%). The APRC includes the overdraft facility fee. The rate quoted is based on a representative example of €1,500 over a 12 month period. Total cost of credit is €243.02. Variable rates correct as at 30th June 2022 and are subject to change. Lending criteria, terms and conditions apply. Applicants must be over the age of 18 years old.

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