Fees
There may be fees & charges for using your debit card:
| Using a Debit Card for purchases in foreign currency | ||
|---|---|---|
| Debit Card purchases (including Contactless transactions) | ||
| 2% of transaction value | ||
| Maximum €11.43 per transaction | ||
| Using a Debit Card for cash withdrawals in foreign currency | ||
| Debit Card (ATM) | ||
| 3.5% of transaction value | ||
| Minimum €3.17 | ||
| Maximum €11.43 per transaction | ||
Please refer to the Schedule of Fees & Charges for Personal Customers for more information.
Government Stamp Duty
Government Stamp Duty (GSD) on Debit and ATM cards is charged retrospectively in January each year for each cash withdrawal made from an ATM / LATM within the Republic of Ireland in the preceding year at a rate of €0.12 per withdrawal capped at a maximum of €2.50 per ATM (cash) card or Debit (combined) card where only the ATM function is used, or €5 per Debit (combined) card where both ATM and “Point of Sale” functions are used.
| Account Type | Card Type | Functionality Used | Charge | Statement Narrative |
| Current | Debit | POS and ATM | €0.12 for each cash withdrawal from an ATM in the State subject to a maximum charge of €5.00 per annum | GOVT DUTY ATM/POS |
| Current | Debit | POS only | €0 | N/A |
| Current | Debit | ATM only | €0.12 for each cash withdrawal from an ATM in the State subject to a maximum charge of €2.50 per annum | GOVT DUTY ATM |
| Current/Deposit | ATM | ATM only | €0.12 for each cash withdrawal from an ATM in the State subject to a maximum charge of €2.50 per annum | GOVT DUTY ATM |