Overpayment Calculator

Mandatory fields are marked with an asterisk *

This calculator shows the effect of paying a little extra on your mortgage each month. You'll be amazed at the difference even a couple of euro could make.

Required Information

Loan Amount (€): * How much can I borrow?

Term (years): *

Interest Rate: * Select a rate

Residential Lending New Business Rates

Mortgage

STD

APR

Variable VRP1 (LTV < 50%)

3.40%

3.4%

Variable VRP2 - LTV 50% - 80% Loan > €500k

3.50%

3.5%

Variable VRP3 - LTV 50% - 80% Loan < €500k

3.55%

3.6%

Variable VRP4 - LTV > 80% Loan > €500k

3.70%

3.8%

Variable VRP5 - LTV > 80% Loan < €500k

3.75%

3.8%

1 Year Fixed - rolling to Variable VRP5 - All LTVs

4.29%

3.9%

2 Year Fixed - FTB & MOVER - rolling to Variable VRP5

4.75%

4.0%

2 Year Fixed - rolling to Variable VRP5 - All LTVs

4.95%

4.1%

3 Year Fixed - FTB & MOVER - rolling to Variable VRP5

5.05%

4.1%

3 Year Fixed - rolling to Variable VRP5 - ALL LTVs

5.30%

4.3%

5 Year Fixed - rolling to Variable VRP5 - ALL LTVs

5.70%

4.8%

Buy To Let New Business Rates

Mortgage

STD

APR

Variable BTLVRP1 - LTV < 50%

4.65%

4.7%

Variable BTLVRP2 - LTV 50% - 75%

4.80%

4.9%

Variable BTLVRP3 - LTV > 75%

4.90%

5.0%

2 Year Fixed rolling to Variable BTLVRP1 - LTV < 50%

5.65%

5.0%

2 Year Fixed rolling to Variable BTLVRP2 - LTV 50% to 75%

5.65%

5.1%

2 Year Fixed rolling to Variable BTLVRP3 - LTV > 75%

5.65%

5.2%

3 Year Fixed rolling to Variable BTLVRP1 - LTV < 50%

5.70%

5.1%

3 Year Fixed rolling to Variable BTLVRP2 - LTV 50% to 75%

5.70%

5.2%

3 Year Fixed rolling to Variable BTLVRP3 - LTV > 75%

5.70%

5.3%

5 Year Fixed rolling to Variable BTLVRP1 - LTV < 50%

6.15%

5.5%

5 Year Fixed rolling to Variable BTLVRP2 - LTV 50% to 75%

6.15%

5.6%

5 Year Fixed rolling to Variable BTLVRP3 - LTV > 75%

6.15%

5.6%

If you would like to pay a little extra or make a lump sum repayment to your mortgage please call (353) 01 6113333* or talk to a mortgage advisor in any of our branches, and we'll be happy to help you.

* Calls may be recorded to monitor and improve our service.

Regulatory Notice
Bank of Ireland and Bank of Ireland Mortgage Bank, trading as Bank of Ireland Mortgages, are regulated by the Central Bank of Ireland. Bank of Ireland Mortgage Bank is a member of the Bank of Ireland Group.

Bank of Ireland is regulated by the Central Bank of Ireland. In the UK, Bank of Ireland is authorised by the Central Bank of Ireland and authorised and subject to limited regulation by the Financial Services Authority. Details about the extent of our authorisation and regulation by the Financial Services Authority are available from us on request. By proceeding any further you will be deemed to have read our Terms and Conditions and Privacy Statement.

Other Bank of Ireland Web Sites:

Mortgages

Related Pages

Overpayment Calculator

Required Information