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Savings

  • Ready Steady Save

    • Open a deposit account today
    • The fastest way to start saving
    Ready Steady Save
  • Advantage Fixed Term Deposit Account

    • More flexibility, more control
     Advantage  Fixed Term Deposit Account
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What are you saving for?

Whatever your saving goals, Bank of Ireland has the right solution for you. Whether you want to save in the short term, long term or somewhere in between, we have a choice of savings accounts and products to suit your needs.

Got a lump sum to invest, or simply want to start saving for a rainy day? Why not check out our savings accounts below, or speak to one of our advisors.

365 Online and Phone Deposit Accounts

Now there's a faster way to save with us. Open a direct savings account today using your 365 online or 365 phone account.

Account Open from Savings Rate AER (Annual Equivalent Rate) Access  

365 Monthly Saver

€100

3.25% AER variable on regular savings up to €9,999

2.25% AER variable on regular savings over €10,000

30 days notice

Find out more

365 30 Day Notice

€10,000

2.50% AER variable

30 days notice

Find out more

365 12 Month Fixed Term

€20,000

3.50% AER fixed

No withdrawals

Find out more

Regular Saver

With a wide range of accounts to suit your needs, and competitive rates, we can help you build a regular savings habit.

Account Open from Savings Rate AER (Annual Equivalent Rate) Access  

CustomSaver

€20

3.00% AER variable on regular savings up to €12,000

1.00% AER variable on lump sum savings over €12,000

14 days notice

Find out more

Save to Borrow

€150

Up to 3.00% AER variable on regular savings up to €7,000

0.50% AER variable on lump sum savings over €7,000

7 days notice

Find out more

Short Term

If you don't want your cash locked up long-term but still want to earn interest, take a look at our range of short-term savings accounts.  Let us help you make the most of your money!

Account Open from Savings Rate AER (Annual Equivalent Rate) Access  

AccessPlus Deposit Account- Issue 4

€10,000 Up to 3.00% AER variable Certain withdrawal conditions may apply Find out more

Advantage Fixed Term

€5,000 Up to 3.00% AER fixed 10% Find out more

Notice Deposit

€5,000

2.25% AER variable

30 days notice

Find out more

Demand

No min

Rates dependant on amount of deposit.

Instant

Find out more

Term Deposits

€3,000

Fixed rate agreed at beginning of term

Certain withdrawal conditions may apply

Find out more

Teen Smartsave

€1

Up to 1.00% AER variable 

Instant

Find out more

ChildSave

€1

AER variable 0.25% per annum

Once a month

Find out more

Retirement Deposit Option Account

€25,000 Fixed interest rate of 3.43% AER fixed Up to 50% in one withdrawal Find out more

Long Term

Have you got a long term saving goal? If you're looking to commit your money for a longer term and with better rates, then check out our competitive long-term savings accounts here.

Account Open from Savings Rate AER (Annual Equivalent Rate) Access  

Advantage Fixed Term

€5,000 Up to 3.35% AER fixed 10% Find out more