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Savings

Savings

  • Make Save to Borrow your New Year's Resolution

    • Help build up a saving habit
    • Support a future borrowing requirement
    Make  Save to Borrow  your New Year's Resolution

What are you saving for?

Whatever your saving goals, Bank of Ireland has the right solution for you. Whether you want to save in the short term, long term or somewhere in between, we have a choice of savings accounts and products to suit your needs.

Got a lump sum to invest, or simply want to start saving for a rainy day? Why not check out our savings accounts below, or speak to one of our advisors.

Regular Saver

With a wide range of accounts to suit your needs, and competitive rates, we can help you build a regular savings habit.

Account Open from Savings Rate AER (Annual Equivalent Rate) Access  

Easysaver

€5

3.25% AER variable on regular savings up to €5,000

1% AER variable on regular savings over €5,000

Instant

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Dualsaver

€100

3.25% AER variable on regular savings up to €5,000

0.75% AER variable on lump sum savings over €5,000

7 days notice

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Save to Borrow

€150

Up to 3.50% AER variable on regular savings up to €7,000

7 days notice

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Short Term

If you don't want your cash locked up long-term but still want to earn interest, take a look at our range of short-term savings accounts.  Let us help you make the most of your money!

Account Open from Savings Rate AER (Annual Equivalent Rate) Access  

AccessPlus Deposit Account - Issue 3

€10,000 Up to 3.65% AER variable Certain withdrawal conditions may apply Find out more

Notice Deposit

€5,000

From 1.75% to 2.00% AER variable on 21 Day Notice Accounts

From 2.00% to 2.50% AER variable on 40 Day Notice Accounts

3.00% AER variable on ICS 30 Day Notice Accounts

From 21 days notice

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Demand & Reserve

No min

Rates dependant on amount of deposit.

Click Find out more for more information

Instant

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Term Deposits

€3,000

Fixed rate agreed at beginning of term

Certain withdrawal conditions may apply

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Teen Smartsave

€1

AER variable 0.50% per annum

Instant

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ChildSave

€1

AER variable 0.25% per annum

Once a month

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Long Term

Have you got a long term saving goal? If you're looking to commit your money for a longer term and with better rates, then check out our competitive long-term savings accounts here.

Account Open from Savings Rate AER (Annual Equivalent Rate) Access  

12 Month Online Fixed Term Deposit

€20,000

3.80% AER fixed

Certain withdrawal conditions may apply

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