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What are you saving for?
Whatever your saving goals, Bank of Ireland has the right solution for you. Whether you want to save in the short term, long term or somewhere in between, we have a choice of savings accounts and products to suit your needs.
Got a lump sum to invest, or simply want to start saving for a rainy day? Why not check out our savings accounts below, or speak to one of our advisors.
365 Online and Phone Deposit Accounts
Now there's a faster way to save with us. Open a direct savings account today using your 365 online or 365 phone account.
| Account | Open from | Savings Rate AER (Annual Equivalent Rate) | Access | |
|---|---|---|---|---|
365 Monthly Saver |
€100 |
3.25% AER variable on regular savings up to €9,999 2.25% AER variable on regular savings over €10,000 |
30 days notice |
|
365 30 Day Notice |
€10,000 |
2.50% AER variable |
30 days notice |
Find out more |
365 12 Month Fixed Term |
€20,000 |
3.50% AER fixed |
No withdrawals |
Regular Saver
With a wide range of accounts to suit your needs, and competitive rates, we can help you build a regular savings habit.
| Account | Open from | Savings Rate AER (Annual Equivalent Rate) | Access | |
|---|---|---|---|---|
CustomSaver |
€20 |
3.00% AER variable on regular savings up to €12,000 1.00% AER variable on lump sum savings over €12,000 |
14 days notice |
|
Save to Borrow |
€150 |
Up to 3.00% AER variable on regular savings up to €7,000 0.50% AER variable on lump sum savings over €7,000 |
7 days notice |
Short Term
If you don't want your cash locked up long-term but still want to earn interest, take a look at our range of short-term savings accounts. Let us help you make the most of your money!
| Account | Open from | Savings Rate AER (Annual Equivalent Rate) | Access | |
|---|---|---|---|---|
AccessPlus Deposit Account- Issue 4 |
€10,000 | Up to 3.00% AER variable | Certain withdrawal conditions may apply | Find out more |
Advantage Fixed Term |
€5,000 | Up to 3.00% AER fixed | 10% | Find out more |
Notice Deposit |
€5,000 |
2.25% AER variable |
30 days notice |
Find out more |
Demand |
No min |
Rates dependant on amount of deposit. |
Instant |
Find out more |
Term Deposits |
€3,000 |
Fixed rate agreed at beginning of term |
Certain withdrawal conditions may apply |
Find out more |
Teen Smartsave |
€1 |
Up to 1.00% AER variable |
Instant |
Find out more |
ChildSave |
€1 |
AER variable 0.25% per annum |
Once a month |
Find out more |
Retirement Deposit Option Account |
€25,000 | Fixed interest rate of 3.43% AER fixed | Up to 50% in one withdrawal | Find out more |
Long Term
Have you got a long term saving goal? If you're looking to commit your money for a longer term and with better rates, then check out our competitive long-term savings accounts here.
| Account | Open from | Savings Rate AER (Annual Equivalent Rate) | Access | |
|---|---|---|---|---|
Advantage Fixed Term |
€5,000 | Up to 3.35% AER fixed | 10% | Find out more |