Premier Cards

Enjoy access to preferential products and services, complementing your day-to-day banking. Compare our Premier Cards here.

Platinum Credit Card

Thumbnail of Platinum Credit Card

Our lowest interest rate credit card available for new and existing Bank of Ireland customers. Subject to €76.18 annual fee1. Representative example of Platinum credit card purchase at standard interest rate of 13.79% variable. Typical Annual Percentage Rate (APR) of 19.6% variable including annual Government Stamp Duty of €30 and an Annual Charge of €76.18. Assuming purchase of €5,000 repaid in equal instalments over a 12 month period. The total amount repayable by customer is €5,479.71 which includes initial purchase of €5,000 and a total cost of credit of €479.71.

Features

  • 0% introductory offers2
  • No transaction fees3
  • Instalment plan options

Benefits

  • Usually approved in 24hrs4
  • Our lowest interest rate card
  • Worldwide travel insurance5
1

The Government stamp duty of €30 also applies.

2

0% fixed interest available for new credit card customers for the first 6 months for purchases or 7 months for balance transfers from the date of account opening. At the end of the introductory period the annual interest rates will revert to the standard variable interest rate applicable to your card at that time. Balance Transfer introductory rates are not available on Student Credit Cards.

3

Cross border handling fee applies to non-euro transactions

4

24 hour approval means next working day provided that we are in receipt of all relevant information and documentation. Applications for non Bank of Ireland customers and applications referred to underwriting may take longer. 24 hour approval based on typical application volumes received. Approval may be longer during busy periods.

5

Underwriting, terms and conditions apply. Travel insurance is arranged by Bank of Ireland Insurance Services and is underwritten by Chubb European Group SE. Bank of Ireland Insurance Services Limited trading as Bank of Ireland Insurance Services and Bank of Ireland Insurance is regulated by the Central Bank of Ireland. A member of Bank of Ireland Group. Chubb European Group SE is authorised by the Autorité de Contrôle Prudentiel et de Résolution (ACPR) in France and is regulated by the Central Bank of Ireland for conduct of business rules.