Demand and Notice Accounts

Demand deposit accounts are Bank of Ireland’s most convenient savings accounts. They earn a variable interest rate, have no limits on cash access to the account and can be opened online.

Instant Access Demand Account

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Can be used as a standalone on-demand savings account or as a Money Pot to separate, set aside, pool, or ringfence money from your Bank of Ireland current account where money is available on demand with instant access and visibility.

Features

  • Suitable for short term savings
  • Variable interest rate
  • Minimum lodgement €1

Benefits

  • Open online, app, or in branch
  • Instant access to your money

Notice Deposit Account

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With a minimum deposit of €5,000, you can open a Notice Deposit Account which allows you access to your funds with notice. Notice Deposit Accounts have no maximum lodgement amount. A notice period is required to access funds.

Features

  • Minimum lodgement €5,000
  • Variable interest rate
  • Terms available: 31 Days

Benefits

  • Serve notice online

Childsave Account

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Bank of Ireland makes it very easy to start saving for your children's, your grandchildren’s or your godchildren’s future. You can save to the account by direct debit for as little as €20 per month or as much as €500 per month or even lodge additional lump sums.

Features

  • Account opened in adults name
  • Save monthly by direct debit
  • Lodgements of up to €10,000

Benefits

  • Instant access to your money

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