Tailor Made For You

Premier customers exclusive banking benefits.
You can avail of these if you are a premier customer. You just need to let us know when you apply.

Want to know more?
Ask your Premier Advisor. You can call them on 0818 365 121.

Apply for Premier



Black Visa Debit Card

1Emergency Cash amount available is subject to repayment capability. Terms & conditions apply.
2The Black Visa Debit Card is available to Premier customers. Your current account is subject to the standard Personal Current Account fees. Black Visa Debit card holders are entitled to complimentary lounge access in Dublin, Cork and Shannon airports, for up to two visits per annum. Visits are restricted to cardholders only. Access to DAA lounges is restricted to T1 and The Liffey Lounge in T2 lounges only. Access to Lounges and conditions of use are controlled by Dublin Airport Authority, Shannon Airport and Swissport Cork Airport and not Bank of Ireland – customers must adhere to these conditions at all times.




Personal loans

Competitive rates

Variable rates from as little as 7.1% APR1 for loans of €20,000 to €75,000 and 8.3% APR for loans of €2,000 – €19,999.

Option to defer repayments2

Option to defer your first three monthly repayments if you repay your loan on a monthly basis.

Fast application

Online application takes just 15 minutes for existing current account holders registered for 365 online.

Flexible repayments

Make extra repayments to pay off your variable rate loan early and pay less interest with no penalty fees.

Apply Now

You can also call us on 0818 365 121 or talk to your Premier Relationship Advisor.

Loan amountVariable interest rateAPR (Annual Percentage Rate)Sample Loan AmountLoan termMonthly RepaymentCost of creditTotal repayment
€10,0008.1%8.3%€10,0005 years€202.98€2,178.80€12,178.80
€20,0006.9%7.1%€20,0005 years€394.71€3,682.60€23,682.60

Variable rates are correct as at 5 February 2025 and are subject to change.

Rate offered depends on loan amount and may differ from advertised rate. Lending criteria, terms and conditions apply. Over 18s only and not suitable for students. Only banking 365 online registered customers can apply online.

Warning: If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit, a hire-purchase agreement, a consumer-hire agreement or a BNPL agreement in the future

Warning: The cost of your monthly repayments may increase.

Car Finance*

If you are thinking of purchasing a new vehicle, speak to us about our car finance options. By answering a few simple questions, we can help you find the most suitable finance option for you.

You can get finance amounts from €7,000 by using our BOI Consumer Hire Purchase Product. For more information visitFeatures & Benefits – Car Finance – Bank of Ireland.

To receive a personal quote or for more information and ways to contact us, visit How To Apply – Car Finance – Bank of Ireland.

Warning: You may have to pay charges if you pay off a hire purchase agreement early.

Warning: If you do not meet the repayments on your hire purchase agreement, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit, a hire purchase agreement, a consumer hire agreement or a BNPL agreement in the future.

*This is a Consumer Hire Purchase Agreement provided by Bank of Ireland Finance. Ownership remains with Bank of Ireland Finance until the final payment is made. Bank of Ireland trading as Bank of Ireland Finance is regulated by the Central Bank of Ireland.

Insurance for your Home

At Bank of Ireland Insurance, we give you the home insurance cover you want. As a Premier customer, you can also enjoy the following benefits:

Home Insurance1

As a Bank of Ireland Premier customer, you can get an additional 10% discount* on your Home Insurance.

We are the first bank assurer, offering two quotes for two insurers which gives you even more choice and value. This is backed by one of the most comprehensive policies in the market with an excellent claims history.

*An additional 10% off our standard Home Insurance rates. Applies to New policies and for the first year only. Minimum premiums may apply (inclusive of 5% Government Levy).

1

Home Insurance is arranged by Bank of Ireland Insurance Services and underwritten by RSA Insurance Ireland DAC & FBD Insurance Ireland. Bank of Ireland Insurance Services Limited trading as Bank of Ireland Insurance and Bank of Ireland Insurance is regulated by the Central Bank of Ireland. RSA Insurance DAC is regulated by the Central Bank of Ireland. FBD Insurance PLC is regulated by the Central Bank of Ireland. Underwriting, terms and conditions apply. A full list of terms, conditions and exclusions are contained in your policy booklet.

Investments

Whether you’re new to investing or not, you can find many investment choices at Bank of Ireland. We offer both safer options and investments in different funds with different risks. Our wealth managers can help you manage and grow your money.

Explore Bank of Ireland Investments Online

Bank of Ireland now offers online investing. You can get fast personal advice, easily.

You can start with just €100 a month and invest for your long-term goals. We think you’ll like this way of investing. However, investing isn’t for everyone. The value of investments can fall as well as rise. You might get back less money than you put in. If you’re not sure, please ask your Premier Advisor for advice.

FX

  • Access to a dedicated specialist who can support your foreign exchange requirements
  • Discounted foreign exchange rates on amounts over €20,000.

Phone 9am to 5pm:
01 609 4350 (+353 1 609 4350 from abroad)
Email: askthedealer@boi.com

Get in touch

Are you already a Premier customer?

You can call our Priority Banking Service on 0818 365 121.

or

Outside Republic of Ireland on +353 1 4044022.

Contact Us

Talk to us

If you are interested in one of these benefits, please get in touch with your Premier Advisor.

Call Back

Help and guidance

Book an appointment to find out if investment advice is what you’re looking for. There’s no obligation to take things further.

Book an appointment
1 APR stands for Annual Percentage Rate. Variable rates are correct as of 5 February 2025 and are subject to change. Variable rates from 7.1% to 8.3% APR. Rate offered depends on loan amount and may differ from advertised rate. Lending criteria, terms and conditions apply. Over 18s only, not suitable for students.
2 Deferred repayments: By deferring your repayments at the start of your agreement you will pay more interest over the loan term than if you started to make repayments from the start. Deferred repayments are available to Bank of Ireland current account customers only.