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Tailor Made For You

Tailor Made For You

Banking benefits exclusive to Premier
To avail of the Premier benefits detailed below please state that you are a Premier customer at the time of application, or to find out more about the benefits contact your Premier Relationship Advisor or Priority Banking Service on 0818 365 121.

Black Visa Debit Card

Access to emergency cash¹ if your card is lost or stolen while abroad
Exclusive access to the executive lounge in Dublin, Shannon and Cork Airports.²

1Emergency Cash amount available is subject to repayment capability. Terms & conditions apply.

2The Black Visa Debit Card is available to Premier customers. Your current account is subject to the standard Personal Current Account fees. Black Visa Debit card holders are entitled to complimentary lounge access in Dublin, Cork and Shannon airports, for up to two visits per annum. Visits are restricted to cardholders only. Access to DAA lounges is restricted to T1 and T2 lounges only. Access to Lounges and conditions of use are controlled by Dublin Airport Authority, Shannon Airport and Swissport Cork Airport and not Bank of Ireland – customers must adhere to these conditions at all times.

Personal Loans

Competitive pricing with 7.5% APR* for loans of €2,000 – €19,999 and 6.8% APR* for loans of €20,000 to €65,000.

The repayments on a personal loan of €20,000 over 5 years with 60 monthly instalments are €391.92 per month at 6.6% variable (Annual Percentage Rate of Charge (APRC) 6.8%). The total cost of credit is €3,515.20.

Flexible repayment options – clear your loan early and pay less interest.

Option to defer the first 3 months’ repayments** (only if repaying monthly).

Apply online in 15 minutes*** (existing 365 online registered customers) call us on 0818 365 121 or talk to your Premier Relationship Advisor.

* APR stands for Annual Percentage Rate. Variable rates from 6.8% to 8.5% APR.

Rate offered depends on loan amount and may differ from advertised rate. Lending criteria, terms and conditions apply. Over 18s only and not suitable for students. Only banking 365 online registered customers can apply online.

Variable rates are correct as at 30th June 2022 and are subject to change.

** By deferring your repayments at the start of your agreement you will pay more interest over the loan term than if you started to make repayments from the outset.

Insurance for your Home and Car

At Bank of Ireland Insurance, we give you the home and car insurance cover you want. As a Premier customer, you can also enjoy the following benefits:

Home Insurance¹

As a Bank of Ireland Premier customer, you can get an additional 10% discount* on your Home Insurance.

We are the first bank assurer, offering two quotes for two insurers which gives you even more choice and value. This is backed by one of the most comprehensive policies in the market with an excellent claims history.

*An additional 10% off our standard Home Insurance rates. Applies to New policies and for the first year only. Minimum premiums may apply (inclusive of 5% Government Levy).

Car insurance²

Get up to a 45%** discount on your car insurance, as a Premier customer.

At Bank of Ireland Insurance services we arrange great value, flexible car insurance that allows you to pick the cover that suits your budget and your individual needs.

To avail of your Premier discount, call the Priority Banking Service on 0818 365 121.

Using your discount code, you can get a quote via the Priority Banking Service or by entering your discount code on bankofireland.com/insurance.

** 45% off our standard Car Insurance rates where you are a Bank of Ireland Premier customer and have a Home Insurance policy through Bank of Ireland Insurance Services. 35% is the maximum discount where you are a Bank of Ireland Premier Customer who does not have a Home Insurance policy through Bank of Ireland Insurance Services. Offer only available to new policies and for the first year only. Minimum premium of €278.25 including levy (€262.50 ex levy) applies. Offer end date 30 September 2024. Underwriting criteria, terms and conditions apply.

Home Insurance is arranged by Bank of Ireland Insurance Services and underwritten by RSA Insurance Ireland DAC & FBD Insurance Ireland. Bank of Ireland Insurance Services Limited trading as Bank of Ireland Insurance and Bank of Ireland Insurance is regulated by the Central Bank of Ireland. RSA Insurance DAC is regulated by the Central Bank of Ireland. FBD Insurance PLC is regulated by the Central Bank of Ireland. Underwriting, terms and conditions apply. A full list of terms, conditions and exclusions are contained in your policy booklet.

Car Insurance is arranged by Bank of Ireland Insurance Services and underwritten exclusively by RSA Insurance Ireland DAC. Bank of Ireland Insurance Services Limited trading as Bank of Ireland Insurance and Bank of Ireland Insurance Services is regulated by the Central Bank of Ireland. A member of the Bank of Ireland Group. RSA Insurance Ireland DAC is regulated by the Central Bank of Ireland. Underwriting, terms and conditions apply. A full list of terms, conditions and exclusions are contained in your policy booklet.

Investments

Whether you’re an experienced investor or just starting out, Bank of Ireland provides an extensive range of investment choices from capital-secure products to those providing access to a range of funds with varying levels of risk. Our investment and wealth managers are available to help you manage and grow your finances.

Explore Bank of Ireland Investments Online

Bank of Ireland now offers customers the option to start investing online by providing personalised investment advice in a fast and convenient manner. Starting from as little as €100 a month, you can invest for your longer term goals whatever they are. We’re sure you’ll love this approach to investing. However, investing isn’t for everyone and the value of investments can fall as well as rise so you might get back less than you invest. If you are unsure, please seek advice from your Premier Relationship Advisor.

FX

Access to a dedicated specialist who can support your foreign exchange requirements
Discounted foreign exchange rates on amounts over €20,000.

Phone 9am to 5pm:
01 609 4350 (+353 1 609 4350 from abroad)
Email: askthedealer@boi.com

Get in touch

If you are an existing Premier customer, you can speak to our Priority Banking Service on 0818 365 121 or +353 1 4044022 outside Republic of Ireland.

Talk to us

If you are interested in accessing a Premier benefit, you can speak to your Premier Relationship Advisor.

Call Back

Help and guidance

Book an appointment to find out if investment advice is what you’re looking for. There’s no obligation to take things further.

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