Personal Current Account

The Personal Current account makes your everyday banking easier in so many ways. Open your current account with us today. See how easy it is to apply here.

Features & Benefits

  • A simple way of charging for your current account – a single flat fee of €6 per month for maintaining the account and no individual charges for a range of current account transactions and services. There are a small number of services that you may be charged for, such as using your debit card for transactions in a foreign currency – see here for more details
  • Overdraft – Manage your money with an agreed overdraft limit
  • Online banking, Mobile banking and Telephone banking – bank whenever you want, wherever you want
  • Access to a comprehensive network of ATMs and bank branches
  • Bank statements and transaction history – see your account balances, bank statements (eStatements) and transaction history with 365 Online

Black Visa Debit Card

  • Mobile payments are now available: You can make quick, easy and contactless payments using your phone/devices. Click here to find out more about Apple Pay and click here for Google Pay.
  • Emergency cash if your card is lost or stolen when abroad
  • Access to exclusive Premier Rewards
  • Use of Executive Lounges at Dublin, Cork & Shannon Airports1
1 Black Visa Debit card holders are entitled to access complimentary DAA executive lounges in Dublin, Shannon and Cork airports for up to two visits per annum. Visits are restricted to cardholders only. Access to lounges and conditions of use are controlled by DAA and not Bank of Ireland – customers must adhere to these conditions at all times.