Features & Benefits:
- Variable rates from 6.8% APR2
- Amounts from €2,000 – €65,000
- Loan terms from 1 to 5 years
- Flexible repayment options – clear your loan early and pay less interest
- Option to defer first 3 months’ repayments3
- No need to hold any savings against your loan
- Apply online in 15 minutes1 (existing BoI current account holders) by phone or in branch
To see which rates apply to your needs, click here.
Warning: If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit, a hire- purchase agreement, a consumer-hire agreement or a BNPL agreement in the future.
Warning: The cost of your monthly repayments may increase.