Student loans

Borrow from €500 to €5,000

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Student loans available throughout the year to finance what you need, from fees to expenses, you choose.

Personal Loan
Personal Loan

Loans to suit you

  • Borrow up to €5,000
  • Competitive student rate of 5.0% APR available1
  • Apply online in 15 minutes2 (existing BOI current account holders)
  • Flexible repayment options
  • Option to defer your first 3 months’ repayments3
  • Make extra repayments and clear your loan early with no penalty fees4
  • Money paid directly to your account

Apply now

Terms and Conditions

Variable rates are correct as at 30th June 2020 and are subject to change. Lending criteria, terms and conditions apply. Applicants must be 18 or over. Generally, student applicants should be undertaking a full time course in a recognised 3rd level college in the Republic of Ireland. Only Bank of Ireland current account holders can apply.

Bank of Ireland is regulated by the Central Bank of Ireland

WARNING: If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit in the future.

WARNING: The cost of your monthly repayments may increase.

1 APR stands for Annual Percentage Rate. The repayments on a student loan of €5,000 over a 60 month period are €94.20 per month based on a variable rate of 5% APR. Total amount repayable is €5,652.00. Total cost of credit is €652.00
2 15 minutes refers to completed online personal loan applications by Bank of Ireland current account holders.
3 Option only if your loan is repaid monthly. By deferring the first three monthly repayments you will pay more than if you paid over the standard term.
4 By paying your loan off early you will pay less than if you paid over the standard term.