Student loans

Borrow from €1,000 to €10,000

Apply Online


Student loans available throughout the year to finance what you need, from fees to expenses, you choose.

Student Loans
 

Loans to suit you

  • Borrow up to €10,000
  • Apply online in 15 minutes1 (existing BOI current account holders)
  • Discounted student rate of 5.0% APR variable2
  • Flexible repayment options
  • Option to defer your first 3 months’ repayments3
  • Make extra repayments and clear your loan early with no penalty fees4
  • Money paid directly to your account
Apply Now

Click here for Terms and Conditions


Variable rates are correct as at 13th September 2018 and are subject to change. Lending criteria, terms and conditions apply. Applicants must be 18 or over. Parental Guarantee may be required. Applicants and Guarantors must be resident in the Republic of Ireland. Generally, student applicants should be undertaking a full time course in a recognised 3rd level college in the Republic of Ireland. Only Bank of Ireland current account holders can apply online.
115 minutes refers to completed online personal loan applications by Bank of Ireland current account holders.
2APR stands for Annual Percentage Rate. The repayments on a student loan of €5,000 over a 60 month period are €94.20 per month based on a variable rate of 5% APR. Total amount repayable is €5,652.00. Total cost of credit is €652.00
3Option only if your loan is repaid monthly. By deferring the first three monthly repayments you will pay more than if you paid over the standard term.
4By paying your loan off early you will pay less than if you paid over the standard term.
Bank of Ireland is regulated by the Central Bank of Ireland
WARNING: If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit in the future.
WARNING: The cost of your monthly repayments may increase.