Student Credit Card

The Bank of Ireland Student Credit Card is specifically designed to suit your budget, lifestyle and financial needs. It is easy to apply for and subject to approval, gives you an immediate credit limit of €500 in your first or second year of full time study and up to €1,000 if you’re in third year or above of full time study

Image of Student Credit Card

Fees

There are fees and charges that apply to the Student Credit Card. Please see the table below:

Fees and Charges
Unpaid/Returned Direct Debits €3.17
Copy Statement fees
For the first page of each individual statement €3.80
For each subsequent page of statement €2.50
Cross Border Handling Fee
Transaction in euro No charge
All other transactions 2.25% value of transaction
Cash Advance Fee
Transactions in euro 1.5% subject to a minimum of €2.54 per transaction
Non euro transactions A Cash Advance fee of 1.5% will be applied to the euro converted amount including the 2.25% cross border handling fee referred to above, subject to a minimum of €2.54 per transaction
Annual Account Fees
Government Stamp Duty €30.00
A processing fee of 1%, minimum €1.27 and €6.35 maximum will be charged where payment to a credit card is made by foreign cheque
Fees and Charges

Unpaid/Returned Direct Debits: €3.17

Copy Statement fees

For the first page of each individual statement: €3.80

For each subsequent page of statement: €2.50

Cross Border Handling Fee

Transaction in euro: No charge

All other transactions: 2.25% value of transaction

Cash Advance Fee

Transactions in euro: 1.5% subject to a minimum of €2.54 per transaction

Non euro transactions: A Cash Advance fee of 1.5% will be applied to the euro converted amount including the 2.25% cross border handling fee referred to above , subject to a minimum of €2.54 per transaction

Annual Account Fees

Government Stamp Duty: €30.00

A processing fee of: 1% , minimum €1.27 and €6.35 maximum will be charged where payment to a credit card is made by foreign cheque

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