Student Credit Card

The Bank of Ireland Student Credit Card is specifically designed to suit your budget, lifestyle and financial needs. It is easy to apply for and subject to approval, gives you an immediate credit limit of €500 in your first or second year of full time study and up to €1,000 if you’re in third year or above of full time study

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Rates

Rates for the Student Credit Card

Transaction Type Typical Varialbe APRS Interest Rates
Variable
Interest Rates
Fixed
Purchases 20.2% 14.54%
Cash Advances 21.36%
Instalment Plan n/a n/a
Introductory Rates on Purchases 0% for first 6 months

Representative example of Student credit card purchase at standard interest rate of 14.54% variable. Typical APR of 20.2% variable including annual Government stamp duty of €30. Assuming purchase of €1,500 repaid in equal instalments over a 12 month period. The total amount repayable by customer is €1,648.14 which includes initial purchase of €1,500 and a total cost of credit of €148.14.

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Introductory offers apply to new customers only. After six months from the date of account opening 0% APR on purchases reverts to the standard variable rate applicable to your card and the standard variable rate will apply to the balance outstanding at that time. Lending criteria and terms and conditions apply.

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