Based on your score, it looks like you are struggling

This indicates that you could improve the way you manage your finances. You don’t have a savings buffer in place, if a big expense hits suddenly. Plans for the future aren’t a priority; you seem to be focussed on the day-to-day.

• Understand more about my score

  The Financial Wellbeing Index

  This index is designed to help you assess how well prepared you are to meet your financial needs. It provides a moment-in-time snapshot of your financial wellbeing.

  • The score comes from eight multiple-choice questions.
  • The questions correspond to the Financial Health Network indicators of financial health
  • These questions cover four main areas of financial health: Spend, Save, Borrow, Plan.
  • Every user will receive a score between 0 and 100.

  What your score means.

  Here’s how we group the scores:

  • 0-39: The score suggests you might be Struggling.
  • 40-59: The score suggests you might be Stretched.
  • 60-79: The score suggests you might be Managing.
  • 80-100: The score suggests you might be Thriving.

  Take the Financial Wellbeing Healthcheck again.

Our Financial Wellbeing Healthcheck is only a first step to help you understand your financial health. It does not offer a complete review of your financial situation. Any suggestions you get are based only on your answers. These suggestions are not financial advice.