Discover your borrowing options

What is a personal loan?

Learn how it works and when it might be the right choice for you.

How to minimise the amount of interest on a personal loan.

Practical examples showing you how to avoid paying more interest than you need to.

What is a personal credit card?

Discover how it works and when it’s appropriate to get one.

What is a personal credit card instalment plan?

Discover how it works and when you can take advantage of one.

Personal credit card Do’s and Don’ts.

Practical tips and useful nuggets for getting the most out of your credit card.

How to make your personal credit card repayments work for you.

Simple steps you can take to ensure you pay as little interest as possible.

What is a personal overdraft?

Discover how it works and when it’s appropriate to get one.

How to minimise the amount of interest on a personal overdraft.

Handy tips on the best way to use your overdraft.

What is a credit report?

Discover what it is and why yours is so important.

How to check your credit report.

Discover how it works and when you can take advantage of one.

How to manage your credit report

Useful tips to ensure your credit report is the best it can be.